Compare Income Funds based Stocks and Shares ISAs with Moneysupermarket.com

Compare Income ISA funds

We've studied over 2,000 funds to show you a select range of funds that can generate income throughout the year (Learn more). Remember that past performance is not an indication of future performance. The value of your investment and the income derived from it can go down as well as up and you may get back less than you originally invested.

Tax treatment depends on your individual circumstances and may be subject to change in the future.

Fund Name
Past
Performance
Fund
Risk
Initial
Charge
Annual
Charge
Crown
Rating

The fund sits in the Cautious Managed sector, holding both bonds and equities, but tending towards a higher bond allocation. Income is paid monthly, helping those who need a regular source of income but will fluctuate given the risks involved and investors should note that both the capital and income can fall. The formal objective is to achieve a balance of income and capital growth through a portfolio of primarily UK equity and fixed interest securities. An investment fund for those seeking income from a spread of bonds and equities.

To review information about the past performance of this fund please see the fund factsheet.

Remember that past performance is not an indication of future performance. The value of your investment and the income derived from it can go down as well as up and you may get back less than you originally invested.

Data provided by Financial Express, an investment data company.

This rating has been independently supplied by Financial Express. The rating consists of five levels, funds rated five are deemed to have the most risk, and funds rated one are deemed to have the lowest risk.
This fund has been rated 4 out of 5.

The initial charge is the one off commision the fund manager charges for this product. This is the figure in brackets and crossed out.

We have negotiated a discounted rate of 0% on this fund.

The annual management charge is the annual cost of having this product. The annual charge is 1.38%.

Crown ratings are independently awarded by Financial Express.

Financial Express Crown Ratings are awarded for consistent historical fund performance within their sector. 3 crowns represents the top 20% of funds, 2 crowns the 30% funds above the average, and 1 crown the remaining 50% of funds. Funds don't qualify for a crown rating with less than 3 years track history, or if it belongs to a specialist, unclassified or small sector of funds.

This is an income producing fund but is mostly invested in UK Equities, so it is not low risk. This gives you access to a respected fund manager, while producing an income and concentrated in the UK. The formal objective is to achieve a rising income combined with capital growth from a portfolio primarily made up of investments in the United Kingdom. The Manager actively manages the portfolio in order to achieve the objective with exposure to ordinary shares, preference shares, convertibles and fixed interest securities. The Manager will not be restricted in respect of choice of investments either by company size or industry, or in terms of the geographical split of the portfolio.

To review information about the past performance of this fund please see the fund factsheet.

Data provided by Financial Express, an investment data company.

The initial charge is the one off commision the fund manager charges for this product. The initial charge is 0% on this fund.

The annual management charge is the annual cost of having this product. The annual charge is 1.50%.

Crown ratings are independently awarded by Financial Express.

For those who are comfortable with investing overseas, a global income fund might prove appealing with the focus on dividends around the world. The formal objective is that it aims to achieve a high and growing income over the long term combined with prospects for capital growth. To invest no less than two-thirds of the gross assets of the Fund in global equities. Income will be in the form of dividend distribution. If the ACD considers it desirable it may further invest up to one third of the total assets of the Fund in derivatives, forward transactions and other securities (including fixed interest securities and money market securities) deposits and cash.

To review information about the past performance of this fund please see the fund factsheet.

Data provided by Financial Express, an investment data company.

The initial charge is the one off commision the fund manager charges for this product. This is the figure in brackets and crossed out.

We have negotiated a discounted rate of 0% on this fund.

The annual management charge is the annual cost of having this product. The annual charge is 1.50%.

Crown ratings are independently awarded by Financial Express.

This fund is income producing but is focused on investing in a variety of global companies, so you have to accept the risk that this brings but also the benefit of good diversification. The formal aim of the fund is to achieve income and growth of your investment, through investment in shares of quality companies globally that are trading at low prices relative to their value.

To review information about the past performance of this fund please see the fund factsheet.

Data provided by Financial Express, an investment data company.

The initial charge is the one off commision the fund manager charges for this product. This is the figure in brackets and crossed out.

We have negotiated a discounted rate of 0% on this fund.

The annual management charge is the annual cost of having this product. The annual charge is 1.50%.

Crown ratings are independently awarded by Financial Express.

Our ISA service provides you with information on various ISA funds as well as guides to help you decide on the right product for you. We earn commission based on arrangements we make to introduce you to product providers, further details are available on request. We do not provide you with advice and you should discuss specific product terms with the product provider.

Every attempt is made to ensure charge information is accurate. Occasionally rates are required to change. When rates change there may be a short period of time where the rates shown may differ from the rates that will apply when your fund units are purchased.

† Based on an investment of £10,200, where a standard initial charge of 5.5% has been discounted to 0%.

What to look out for when choosing funds:

If you decide to invest in just one fund with your annual allowance, make sure it reflects what you want from your money. You don’t have to stick with just one fund though. Instead, you could split your ISA allowance and invest in a number of different funds. This helps spread your risk as you won’t be reliant on one fund performing well.

What are the risks of investing?

Investing in a stocks and shares ISA is riskier than its cash equivalent as there’s no guarantee of a positive return. These are some of the risks you need to be aware of, find out more.

How to spread your risk.

Don’t put all your eggs in one basket. Here are some tips on what to look out for.

Learn more about ISAs

Compare stocks & shares self-select ISAs .

How important is past performance?

Past performance gives you an indication of how they’ve done so far and may help you choose between funds, but is it is no indicator of future trends. Find out how to understand performance figures.

What are the costs of investing in funds?

Find out about the charges and ways of reducing the costs.

Stocks and shares ISA glossary

A

Active management

When a fund manager makes proactive investment decisions to help maximise investment returns. Management charges tend to be higher on actively managed funds, than on passive funds which simply track a stock market index.

Active fund

A fund in which the objective is to outperform the market average by actively seeking out stocks and shares that will provide better total return.

Annual management charge (AMC) /Annual charge

The fee you will pay for the management of an investment fund. These charges typically range from 0.75% to 1.75% of the value of the fund.

Alpha

The additional return generated by manager skill as opposed to general market movements. Historical alpha measures the returns achieved by active management over time.

Asset allocation

An investment planning technique where you divide your assets so they suit your objectives. So, if you are very risk averse, you might choose to put more of your money into cash and less into stocks and shares and bonds, while an investor with a strong appetite for risk might choose to put more of their money into equities, bonds and property and less into cash.

Bond

Essentially an IOU. Investors receive a fixed income, but the price of the bond moves up and down until maturity and bonds can be traded like equities. Company bonds are known as corporate bonds, while government bonds are called gilts.

Capital growth

The increase in the value of an investment.

Commodities

Raw products such as oil and metals such as gold, copper and zinc. Can also refer to agricultural commodities such as corn, wheat, coffee and cotton.

Corporate bond

Essentially IOUs issued by large companies. Investors receive a fixed income, but the price of the bond moves up and down until maturity.

Crown Rating

The Financial Express Crown Ratings are designed to highlight funds that have had superior, consistent performance in relation to risk and relative to their peer groups.

Crown Ratings are compiled using three key measurements of a fund's performance - alpha, volatility and consistency – with each rated fund receiving 1, 2 or 3 crowns.

Derivative

Financial instrument that has no intrinsic value itself, but instead its value is based on the expected future price movements of the asset to which it is linked, such as a share or currency.

Emerging markets

Financial markets of developing countries with a short operating history, so usually higher risk than more established markets in the developed world.

Equities

Another term for stocks and shares.

Equity income fund

A fund that invests primarily in the equities of companies with good records of paying dividends so as to produce a high level of income for investors.

FTSE 100

The Financial Times Stock Exchange 100 index tracks the performance of the top 100 UK companies by market value.

FTSE All Share

The Financial Times Stock Exchange All Share is an index of all companies listed on the London Stock Exchange.

Fund manager

Manager in charge of running a unit trust, investment trust or other investment such as a pension fund who decides what shares, bonds or gilts the fund should buy or sell.

Fund

A fund is made up of a variety of different types of investment, so, for example, a UK fund might consist of the shares of a wide range of different UK companies.

Fund risk

Measure of how risky a fund is. The higher the fund risk, the more volatile the performance is likely to be and the greater the chance of an investor losing some of their money.

Gilt

Bonds issued by the British government.

IFA

Independent financial advisor offering advice and products from all companies rather than selling those from one particular firm.

Index

A statistical measure of the changes in a portfolio of stocks representing a portion of the overall market.

Index tracker

Also referred to as a passive fund, tracker funds hold all the stocks in a particular index such as the FTSE 100. There is no fund manager, instead the proportion of shares in each company is allocated by computer and it will alter as the index weightings change. Therefore, the performance of a tracker will mirror that of the index it is tracking. However, there is an annual management charge which means the return will always be slightly lower than the index.

For example, if you invest in a FTSE 100 tracker that has an annual fee of 0.5% and the FTSE 100 rises by 10% over a year, the fund would only go up by 9.5% because of the fee.

Initial charge

Charge imposed by a fund management company when you make an investment. The initial charge can be up to 5.5% of the amount you invest (it varies depending on the fund). However, if you invest via a fund supermarket or discount broker, this may be lower. Also often known as the front-end load.

ISA

An Individual Savings Account is a tax-free wrapper which enables you to save in cash and/ or stocks and shares up to a set limit each year. Returns are free of income and capital gains tax.

Investment bond

These are sold by life insurance companies and allow you to invest in a variety of funds. They are designed to produce medium to long term capital growth, but can also be used to give you an income.

OEIC

Open-ended investment company. Similar to a unit trust in that it is an open-ended collective investment, but an OEIC fund has a single price, directly linked to the value of the fund's underlying investments.

Passive fund

A fund that tracks rather than tries to beat a particular stockmarket index.

Past performance

How a fund or stock has performed previously. Past performance is no guarantee of future results.

Return

Usually given as a percentage, the return takes account of the income generated and the increase in value of an asset over a given period. Often confused with yield, which only takes account of the income.

Shares

A stake in a company. Shares are also known as equities.

Stock market

A place for dealing in stocks and shares (equities) such as the Stock Exchange.

Tracker

Also referred to as a passive fund, tracker funds hold all the stocks in a particular index such as the FTSE 100. There is no fund manager, instead the proportion of shares in each company is allocated by computer and it will alter as the index weightings change. Therefore, the performance of a tracker will mirror that of the index it is tracking. However, there is an annual management charge which means the return will always be slightly lower than the index.

For example, if you invest in a FTSE 100 tracker that has an annual fee of 0.5% and the FTSE 100 rises by 10% over a year, the fund would only go up by 9.5% because of the fee.

TER

Total Expense Ratio. Shown as a percentage rate, this represents the total cost of investing in a particular fund. It includes the management fee and addition expenses such as trading fees, legal fees and other administration charges.

Unit trust

A type of investment fund. Investors’ money is pooled and used to buy shares (or bonds) in number of companies. Unit trusts tend to invest in between 80 and 100 companies. This helps spread the risk for investors.

Yield

The yield is shown as a percentage rate and it represents the annual return paid on a stock in the form of a dividend or the effective rate of interest paid on a bond.

Full glossary

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What to look out for when choosing funds:

What are the risks of investing?

How to spread your risk.

How important is past performance?

What are the costs of investing in funds?

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