Gadget Insurance

Gadgets are fast becoming part of our everyday life. It is not unusual to carry with us up to £1000 worth of gadgets on a daily basis, making gadget insurance essential.

We want to show you as many gadget insurerance companies as possible, so that you can choose what suits you best. But, we can’t promise to show you every single insurer, because some insurers don’t want to be included on comparison websites.

We think a good gadget insurance policy should cover you if you damage your gadget, no matter how old it is. We also think your gadget should be covered anywhere in the world. We prioritise the companies that include these things in their standard policy, so they appear higher in our list. The insurers who only offer some of these things in their standard policy appear lower down in the list.

Gadget Insurance providers/products

    • Provider/Product name Gadget Insurance

      Protect Your Bubble

      Gadget Insurance

    • Description

      Protect Your Bubble are a trusted brand in the gadget insurance market and were recently announced as the Best Insurance Provider 2015 at the What Mobile Awards. Standard cover for a wide range of gadget includes damage, theft and worldwide cover.

       

      Insure any 4 gadgets for £12.99 per calendar month with the Protect Your Bubble household gadget option. Excesses, exclusions & limitations apply.

    • Go to site

    Great for
    Cover available for gadgets up to 3 years old
    Accidental damage is covered as standard
    Receive immediate cover with no exclusion period
    But be aware that
    Loss cover is optional
    Maximum of 2 theft or loss claims per gadget, per year
    Gadget eligibility criteria applies
    • Provider/Product name Gadget Insurance

      Gadget Cover

      Gadget Insurance

    • Description

      Gadget Cover has over 20 years of experience in the gadget insurance market offering comprehensive cover for a range of gadgets. Standard cover includes damage, theft and an unlimited number of claims per policy.

      Click through to find out about our limited time promotion. T's & C's apply.

    • Go to site

    Great for
    You can apply and pay online
    Accidental damage is covered as standard
    48 hours claim processing
    But be aware that
    Cover is only available for gadgets up to 18 months old
    14 day exclusion period on claims for gadgets over 6 months old
    Loss cover is optional
    • Provider/Product name Gadget Insurance

      Loveit Coverit

      Gadget Insurance

    • Description

      loveit coverit have provided gadget insurance for over 13 years, insuring over 870,000 mobile devices in the process. Standard cover includes theft, loss and also an unlimited number of repair claims in a policy year.

    • Go to site

    Great for
    Unlimited worldwide cover
    Cover available for gadgets up to 3 years old
    Unique VIP service offering replacements & doorstep repairs
    But be aware that
    Cover is limited to two replacements per device per year
    You must be 18 years old at the policy inception & a UK resident
    No cover offered for laptops
    • Provider/Product name Gadget Insurance

      Debenhams

      Gadget Insurance

    • Description

      Debenhams offer comprehensive and great value gadget insurance for a variety of different devices. You can get 30 days worldwide cover within each policy period and accidental damage as standard.

       

      Receive a £5 Debenhams gift card with every insurance policy purchased.

    • Go to site

    Great for
    Receive immediate cover with no exclusion period
    You can make unlimited claims in each policy period
    You can apply and pay online
    But be aware that
    Loss cover is optional
    Theft cover is optional
    Cover is only available for gadgets up to 18 months old
    • Provider/Product name Gadget Insurance

      Switched On Insurance

      Gadget Insurance

    • Description

      Switched On offer great value gadget insurance for a wide range of devices. You can get worldwide cover for 30 days and an unlimited number of claims in any one policy period as standard.

    • Go to site

    Great for
    You can apply and pay online
    Accidental damage is covered as standard
    Receive immediate cover with no exclusion period
    But be aware that
    Loss cover is optional
    Cover is only available for gadgets up to 18 months old
    Theft cover is optional
    • Provider/Product name Gadget Insurance

      Better Buy Insurance

      Gadget Insurance

    • Description

      Better Buy Insurance offer Mobile Phones and iPhone insurance from £2.99 a month. Loss of phone is covered as standard as well as accidental damage.

       

      Best price guaranteed on all phones - terms and conditions apply.

    • Go to site

    Great for
    Instant cover (no exclusion period)
    Unlimited claims in a 12 months period
    Excess from just £25
    But be aware that
    Cover is only available for phones up to six months old
    No option to back up existing data in case of phone damage or loss
    £50 excess if your phone is worth more than £250
    • Provider/Product name Gadget Insurance

      Insurance2go

      Gadget Insurance

    • Description

      Insurance2go have provided comprehensive gadget insurance since 2005 and have paid out on over 97% of claims between September 2015 & February 2016. Standard cover includes malicious damage and 30 days worldwide cover.


      Best price guarantee on all iPhone 6s & 6s plus phone policies. Terms and conditions apply.

    • Go to site

    Great for
    You can apply and pay online
    Unlimited claims per policy period
    Receive immediate cover with no exclusion period
    But be aware that
    Loss cover is optional
    Cover is only available for gadgets up to 6 months old
    No option to back up existing data in case of phone damage or loss
    • Provider/Product name Gadget Insurance

      CoverCloud

      Gadget Insurance

    • Description

      CoverCloud offer cover for your iPhone, smartphone and a range of other gadgets against every eventuality. They offer 90 days worldwide cover as standard as well as a repair or replacement service. Loss & theft cover are also available.

       

      Save 5% when you buy via MoneySuperMarket PLUS pay upfront and get 2 months FREE. T's & C's apply.

    • Go to site

    Great for
    Cracked screen repair as standard
    Accidental damage covered as standard
    Purchase online with 3 levels of excess starting from £25
    But be aware that
    Loss cover is optional
    Theft cover is optional
    No loss cover for laptops

Do I need gadget insurance?

When you leave the house in the morning you will usually carry with you a number of expensive gadgets. The cost to replace any one of these can put a severe dent in your finances which is where gadget insurance comes in.

This is why MoneySuperMarket.com has teamed up with the top UK gadget insurance specialists to offer protection for all your gadgets. With a range of different companies to choose from, you can compare gadget insurance quotes to find the right cover for you.

What can gadget insurance cover?

The great thing about gadget insurance is that it can cover almost all gadgets and handheld devices. Here is a list of all the gadgets you could cover today:

-Mobile Phone
-Smartphone
-iPhone
-Laptop
-Digital Camera
-iPad
-Games Console
-Macbook
-iPod
-Kindle
-PDA
-SatNav

For any other gadget that you own and is not listed here, speak with your insurer about getting cover for that item.

Gadget insurance guide

There are a number of low cost gadget insurance policies available, but you may find it difficult to find the right one for you. Take a look at our gadget insurance guide for help finding the right policy and making sure all of your gadgets are covered.

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