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Account Details |
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Access By: |
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Branch |
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Post |
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Post Office |
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Telephone |
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Internet |
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Digital TV |
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WAP |
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Availability Information: |
Available to UK residents aged 16 or over. Customers must be 18 or over to apply for an overdraft.
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Minimum Income Required: |
No minimum.
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Free Banking If In Credit: |
Yes
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Service Charge: |
None
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Packaged Account: |
No
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Investment Conditions: |
No conditions set.
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Withdrawal Access: |
Instant access.
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Benefits And General Notes: |
Benefits include:
Receive offers, discounts or access to exclusive products on mortgages, credit cards, personal loans and car insurance when you switch your main account to a FlexAccount. Refer to provider for full details.
Nationwide offer a Current Account Transfer Service enabling customers to transfer their previous current account to Nationwide once they have opened the FlexAccount.
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Facilities |
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Multi Function Card: |
A 3 in 1 Visa debit card.
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Cash Card: |
Yes
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Debit System: |
Visa Delta.
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ATM and Cash Withdrawal Notes: |
Withdraw up to £300 per day from any cash machine displaying the Visa/Cirrus symbol. You must have available funds in your account or an authorised overdraft. You can withdraw up to £500 per day at your local branch as long as you have available funds in your account or an authorised overdraft. If you require more than £500, you must give Nationwide a minimum of 48 hours notice. Nationwide do not charge members for using any cash machines, but the provider may make charges over which Nationwide have no control.
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Cheque Guarantee Card: |
£100 guarantee limit.
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Cheque Book: |
Yes
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Standing Orders / Direct Debits: |
Both facilities are available.
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Borrowing |
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Overdraft Facility: |
Yes
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Authorised Overdraft Arrangement Fee: |
Nil
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Authorised Usage Fee: |
Nil
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Fee Free Overdraft Limit: |
None
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Interest Free Overdraft Limit: |
£0
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Authorised Overdraft Interest (pm/EAR): |
18.9% EAR
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Unauthorised Overdraft Interest (pm/EAR): |
18.9% EAR
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Unauthorised Overdraft Fees: |
£20 per month.
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Other Information: |
Guaranteed payments that cause an unauthorised overdraft or that cause the account to exceed an overdraft limit will be subject to a £21.50 card misuse fee.
Items returned unpaid due to insufficient funds are subject to a charge of £30.
Other Charges
Special cheque clearance: £12.
CHAPS (electronic transfer of funds): £20.
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