|Name of Account and Rate|
|Name of Account:||Citibank Plus Account|
|Credit Interest Rate (gross):||0 %|
|Interest Rate:||0 %|
|Availability Information:||All applicants must be over 18 years of age. The account may be held solely or jointly and must be for personal use only.|
|Minimum Income Required:||No minimum.|
|Free Banking If In Credit:||No|
|Service Charge:||£10 per month.|
|Investment Conditions:||There is no maximum investment level.|
|Withdrawal Access:||Withdraw up to £10,000 cash from any Citibank branch in the UK without notice. Larger withdrawals will require 2 days' notice.|
|Benefits And General Notes:||
Account benefits include:
Worldwide annual travel insurance for you and your partner, worldwide mobile phone insurance, identity theft protection and card protection.
No management fee for Euro and US Dollar current accounts.
24/7 account access via Citibank Online and CitiPhone telephone banking.
Mobile banking with personalised email or SMS alerts.
Fee-free global transfers to Citibank accounts in 25 selected countries.
When you switch your account to Citibank, they will switch your direct debits, standing orders and will even transfer your salary for you.
|Multi Function Card:||Yes|
|Debit System:||Visa/Delta. Purchases in a currency other than Sterling are subject to a charge of 2.75% of the transaction.|
|ATM and Cash Withdrawal Notes:||Cash withdrawals in a currency other than Sterling are subject to a charge of 2.75% of the transaction.|
|Cheque Guarantee Card:||N/A|
|Standing Orders / Direct Debits:||Both facilities are available.|
|Authorised Overdraft Arrangement Fee:||Nil|
|Authorised Usage Fee:||Nil|
|Fee Free Overdraft Limit:||£500|
|Interest Free Overdraft Limit:||£500|
|Authorised Overdraft Interest (pm/EAR):||16.9% EAR|
|Unauthorised Overdraft Interest (pm/EAR):||29.8% EAR|
|Unauthorised Overdraft Fees:||See "Other Information".|
The interest free overdraft buffer quoted is available to applicants who deposit their salary, or make regular credits if self employed of at least £1,250 per month, to the account.
Overdrafts are available up to £10,000 at 16.9% EAR and overdrafts above £10,000 are negotiable.
Transactions paid by Citibank that cause the account to go into an unauthorised overdraft are subject to a charge of £25. Transactions for which payment is refused are also subject to a £25 charge.
Stopping a cheque: £10.
Copy of statement: £6.00.
Banker's draft: £20.