Halifax Current Accounts

It's not every bank that thanks you for being a customer. But Halifax isn't like most other banks. If you're looking for an account that rewards you for banking or simple overdraft fees to help you keep track of your finances then Halifax offer just that. Plus, switching to Halifax couldn't be easier with their dedicated switching team taking care of the move for you.

Compare Halifax current accounts - Ordered by interest rate (AER)

    • Provider/Product name Expresscash

      Expresscash

    • Overdraft Rate (EAR) No overdraft facility
    • Interest Rate (AER) 1.51% on balances from £1
    • Customer Service Rating
      Great
      47%
      OK
      40%
      Poor
      13%
    • Sorry, we have no link

      Phone

      More details

    • Provider/Product name Cardcash

      Cardcash

    • Overdraft Rate (EAR) No overdraft facility
    • Interest Rate (AER) 1.51%
    • Customer Service Rating
      Great
      47%
      OK
      40%
      Poor
      13%
    • Sorry, we have no link

      Phone

      More details

    • Provider/Product name Student Current Account

      Student Current Account

    • Overdraft Rate (EAR) 0% up to £3,000
    • Interest Rate (AER) 0.10% on balances from £1
    • Customer Service Rating
      Great
      47%
      OK
      40%
      Poor
      13%
    • Sorry, we have no link

      Phone

      More details

  1. £125 Cashback

    Get £125 for switching plus a £5 monthly reward

    Great for
    Limited offer! Get £125 for switching, paid within three working days of your switch
    Get an extra £5 each month you pay in £750+, pay out two different direct debits and stay in credit
    But be aware that
    Start your switch by 22nd March 2016 to get £125, when you use the Current Account Switch Service and close your account held elsewhere. If you've had cashback for switching since January 2012, you won’t get it again
    Account terms and conditions apply

    Representative Example:

    If you use a planned overdraft of £1,200, then Halifax will charge you £1 a day when you use it. Overdrafts are subject to status.

    • Provider/Product name Current Account

      Current Account

    • Overdraft Rate (EAR) Planned: £1 a day up to and inc. £1,999.99
    • Interest Rate (AER) 0.00%
    • Customer Service Rating
      Great
      47%
      OK
      40%
      Poor
      13%
    • Sorry, we have no link

      Phone

      More details

    £100 Cashback

    Receive £100 cashback when you switch to this account - see T&Cs

    Great for
    £100 reward for switching. Your switch is covered by the Current Account Switch Guarantee
    A standard current account for your day-to day banking
    But be aware that
    To qualify for the £100 offer you must use the Current Account Switch Service and close your account held elsewhere. If you've had cashback for switching since January 2012, we're sorry but you don't qualify
    Account terms and conditions apply

    Representative Example:

    If you use a planned overdraft of £1,200, then Halifax will charge you £1 a day when you use it. Overdrafts are subject to status.

  2. Great for
    Limited Offer! Get £125 for switching to Halifax. Plus get a range of benefits including travel insurance, mobile phone insurance and breakdown cover provided by select third parties
    Monthly fee reduced to £10 if in the previous month you pay in £750+, pay out two different direct debits and stay in credit.
    But be aware that
    Start your switch by 22nd March 2016 to get £125, when you use the Current Account Switch Service and close your account held elsewhere. If you've had cashback for switching since January 2012, you won’t get it again
    Account terms and conditions apply

    Representative Example:

    If you use a planned overdraft of £1,200, then Halifax charge you a daily fee of £1. For Ultimate Reward Current Accounts, you will pay the higher monthly account fee of £15 rather than £10 if you use your overdraft. This means there will be an additional indirect cost of £5 if you use a planned overdraft on this account. Overdrafts are subject to status.

    • Provider/Product name Easycash

      Easycash

    • Overdraft Rate (EAR) No overdraft facility
    • Interest Rate (AER) 0.00%
    • Customer Service Rating
      Great
      47%
      OK
      40%
      Poor
      13%
    • Sorry, we have no link

      Phone

      More details

Halifax Current Accounts Guide

The Halifax Reward Current Account gives you £5 for each month you pay in £750, pay out at least two monthly direct debits and stay in credit. If you use an overdraft, you'll find the fees simple to understand as they are worked out using daily fees rather than monthly interest rates.

As if that wasn’t enough, they also have an account with even more. The Halifax Ultimate Reward Current Account gives you all the above, but goes even further with worldwide multi-trip and family travel insurance, AA Breakdown Cover and mobile phone insurance. Customers could also get a £300 fee-free overdraft (subject to Halifax's credit checks). While the account costs you £15 a month, as long as you pay in £750 or more, pay out at least two monthly direct debits and stay in credit it gives you £5 back each calendar month so the figures really stack up.

Halifax also rewards their current account customers with a collection of unique offers as part of their 'Halifax Rewards' programme. These offers are designed exclusively for people who have their main current account with them. There are offers giving you better deals on savings, mortgages and more for customers who pay in £750 or more each month or hold an Ultimate Reward Current Account.

So, no matter what type of Halifax current account you choose, you can always trust them to give you extra. They also have a dedicated switching team to help make moving your current account to them easier. With no daily fees payable for 6 months on planned overdrafts and a team to transfer all your direct debits and standing orders, switching your current account has never been simpler!

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