Current Accounts Details Page

Rewards

Top 20% of NatWest Reward customers earn on average, £217 in Rewards per year. T&Cs apply

To apply for this current account

Go to the NatWest website

Go to site

Phone

Is this account right for you?

To open this account

  • You must be aged 18 or over to apply
  • You are a UK resident
  • You must not have been declared bankrupt in the past six years

Account features

Account benefits

You will receive the following with this account:

- Earn 3% Rewards on selected household bill

Considerations

Great for
3% back on seven household bills with unlimited rewards if paid by Direct Debit. On average NatWest customers earn, £120 in Rewards per year. Based on average monthly Direct Debit amount of £333. Excludes monthly £3 fee
Top 20% of Natwest Reward customers earn, on average, £217 in Rewards per year. Based on their average Dec'15/Jan'16 Direct Debit amounts. Excludes monthly £3 fee
But be aware that
£3 monthly fee

Interest rates

Balance Introductory Rate Follow on rate Gross AER*
Any balance 0.00%
  • Any interest you earn will be tax-free up to your annual personal savings allowance.

Overdraft Rates and Charges

Overdraft buffer Amount Planned/Authorised Overdraft Rate (EAR) Unplanned/Unauthorised Overdraft Rate (EAR)
19.89%
  • The first £10 of the arranged overdraft is interest free
Other Overdraft Charges Fee/Rate Notes
Planned Overdraft Usage Fee £6.00 / Monthly Charged if you use your arranged overdraft by more than £10 during the month
Unplanned Overdraft Fee £6.00 / Daily Charged on unarranged overdrafts greater than £10 (maximum of £90 in any charging period)

Other Fees

Fee Notes
Foreign ATM Charge 2.00% / per item Minimum £2, maximum £5
Foreign Exchange Rate 2.75% / per item
Foreign Purchase Fee 2.75% / per item Minimum £1
Returned Item Charge £6.00 / per item Maximum of £60 in any charging period
Service Charge £3.00 / Monthly

Operating and accessing your account

Operating your Account Making Withdrawals
Online -
Phone -
Branch
Post - -
Post Office
SMS -
Mobile App -
ATM -

Mobile App Features

Make transfers between accounts -
Check balances -
Make transfers to other people -
View transaction history -
View direct debits/standing orders -
Apply for new products -
Use app on multiple devices -
Branch finder -
Pay bills -
Setup payments, standing orders, or direct debits -
Make payments -
View mini statements -
Make payments to other people -
Use multiple devices -

Mobile App features may be limited. Please refer to provider's site for more information

Other details

  • This account has a Visa Debit card.
  • The currency for this account is Pound.

Rewards

Top 20% of NatWest Reward customers earn on average, £217 in Rewards per year. T&Cs apply

To apply for this current account

Go to the NatWest website

Go to site

Phone

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