Visa Credit Cards

You will find the Visa logo on an enormous variety of credit cards issued by the likes of Barclaycard, RBS and NatWest, MBNA and Capital One. Some providers may also make use of Visa's growing variety of payment methods such as contactless. Visa has also introduced ‘the Verified by Visa’ scheme which protects your card details when making a purchase online.

Compare Visa credit cards - Sorted by APR

  1. Great for
    If you're accepted for this card, you'll get the interest rate shown here
    You can use this card abroad with no fee until 31 August 2018
    11.9% interest on your purchases and 27.9% interest on your ATM withdrawals home and abroad, from account opening
    But be aware that
    You must earn at least £20,000 a year to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 11.9% p.a. (variable) your representative rate will be 11.9% APR (variable).

  2. Great for
    You can transfer a balance to this card with no fee
    You can use this card abroad with no commission charges
    But be aware that
    You might get a different interest rate or promotional period to the one shown here because this depends on your circumstances
    You must transfer a balance within the first 3 months to get the promotional offer
    You must have a Nationwide current account to be eligible for this card. If you don't have one you can apply for an account and this card at the same time

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 15.9% p.a. (variable) your representative rate will be 15.9% APR (variable).

  3. Great for
    You can transfer a balance to this card with no fee
    You can earn £1 to spend abroad with no commission for every £5 you spend on your card in the UK
    But be aware that
    You might get a different interest rate or promotional period to the one shown here because this depends on your circumstances
    You must transfer a balance within the first 3 months to get the promotional offer
    You must earn at least £5,000 a year to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.9% p.a. (variable) your representative rate will be 17.9% APR (variable).

  4. Great for
    You’ll have to pay a 3.5% fee to transfer a balance to this card. If you do it in the first 60 days, Barclaycard will refund 2.06%, so the overall fee is 1.44%
    You can get your Experian credit score for free
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 60 days to get the promotional offer
    You can’t transfer a balance from another card issued by Barclaycard

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  5. Great for
    You’ll have to pay a 3.5% fee to transfer your balance. If you do it in the first 60 days, Barclaycard will refund 2.87%, so the overall fee is 0.63%
    You'll get access to pre-sale tickets to events before they go on general release
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 60 days to get the promotional offer
    You can’t transfer a balance from another card issued by Barclaycard

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  6. Exclusive

    You won't get this card on any other comparison site

    Great for
    You can transfer money to your current account and pay no interest for 15 months (you'll have to pay a 4% fee)
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 60 days to get the promotional offer
    You can't transfer a balance from another card issued by MBNA

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  7. Great for
    You can transfer money to your current account and pay no interest for 20 months (you'll have to pay a 4% fee)
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 60 days to get the promotional offer
    You can't transfer a balance from another card issued by MBNA

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  8. Great for
    You can transfer money to your current account and pay no interest for 20 months (you'll have to pay a 4% fee)
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 60 days to get the promotional offer
    You can't transfer a balance from another card issued by MBNA

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  9. Exclusive

    You won't get this card on any other comparison site

    Great for
    You can transfer money to your current account and pay no interest for 20 months (you'll have to pay a 4% fee)
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 60 days to get the promotional offer
    You can't transfer a balance from another card issued by MBNA

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  10. Exclusive

    You won't get this card on any other comparison site

    Great for
    Transferring money to your current account with 0% interest for 24 months (4% fee applies)
    Eligibility check: Find out if you are eligible before applying for this card
    Contactless payments for items up to £30
    But be aware that
    Please be aware that if you haven’t been pre-approved the APR and length of the promotional offer may vary and it is dependent on your personal circumstances.
    You cannot transfer a balance from another MBNA card
    The promotional BT, MT period and Fee applies to transfers made in the first 60 days

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  11. Great for
    Transferring money to your current account with 0% interest for 24 months (1.99% fee applies)
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    The promotional BT, MT period and Fee applies to transfers made in the first 60 days
    You can't transfer a balance from another card issued by MBNA

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  12. Great for
    If you're accepted, you'll get 32 months at 0% on balance transfers, as long as you transfer the balance in the first 60 days
    But be aware that
    You'll have to pay a balance transfer fee of 1.4% or £5, whichever is higher
    You must transfer a balance within the first 60 days to get the promotional offer
    You must earn at least £8,500 a year to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  13. Great for
    You’ll have to pay a 2.5% fee to transfer a balance to this card. If you do it in the first 60 days, Barclaycard will refund 0.51%, so the overall fee is 1.99%
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 60 days to get the promotional offer

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  14. Great for
    Earn 1 Freedom point for every full £1 you spend, both in the UK and abroad (you'll have to pay a 2.99% fee on foreign currency transactions)
    Earn double points at all UK supermarkets, petrol stations and Transport for London
    You can get your Experian credit score for free
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 60 days to get the promotional offer
    You must earn at least £20,000 a year to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 21.9% p.a. (variable) your representative rate will be 21.9% APR (variable).

  15. Great for
    0% interest on balance transfers for 18 months (2.99 % fee applies)
    This card can help to build your credit rating
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 60 days to get the promotional offer
    You must earn at least £17,500 a year to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 24.9% p.a. (variable) your representative rate will be 24.9% APR (variable).

  16. Great for
    This card can help to build your credit rating
    Your credit limit could increase after 5 months, and again every 5 months after that, up to a maximum of £4,000. T&Cs apply
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible if you've already got another credit card with Aquis, Vanquis or granite
    You're not eligible if you've been declined for a credit card with Aquis, Vanquis or granite in the last 6 months

    Representative Example:

    If you spend £1,000 at an annual interest rate of 29.8% p.a. (variable) your representative rate will be 29.8% APR (variable).

  17. Great for
    0% interest on purchases for three months
    If you're accepted for this card, you'll get the interest rate shown here
    If you stay within your credit limit and always repay on time, your interest rate could go down within 12 months
    But be aware that
    You must earn at least £3,000 a year to be eligible for this card
    You're not eligible if you've already got another Barclaycard credit card
    You're not eligible if you've had more than 1 CCJ

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 34.9% p.a. (variable) your representative rate will be 34.9% APR (variable).

  18. Great for
    This card can help to build your credit rating
    Your credit limit could increase after 5 months, and again every 5 months after that, up to a maximum of £4,000. T&Cs apply
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You're not eligible if you've already got another Vanquis credit card
    You're not eligible if you've applied for another Vanquis credit card in the last 6 months

    Representative Example:

    If you spend £500 at a purchase interest rate of 39.94% p.a. (variable) your representative rate will be 39.9% APR (variable).

  19. Great for
    This card can help to build your credit rating
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You're not eligible if you've already got another credit card that's issued by Vanquis Bank

    Representative Example:

    If you spend £1,000 at a purchase interest rate of 59.94% p.a. (variable) your representative rate will be 59.9% APR (variable).

Guide to Visa credit cards

Visa is a technology and payments system which credit card and debit providers choose to sign up to. It is not a bank and doesn’t issue cards, but it provides the processing systems which connect Visa bank and payment service providers with retailers that accept Visa.

If you have a Visa credit card, you can use it in more than 29 million places across the world.

Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong. 

This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.

Many Visa credit cards now come with contactless payment technology so that you can make simple, fast and secure payments of purchases less than £20. To make the transaction, you simply need to hold your contactless card within a few centimetres of a payment terminal and funds will be automatically deducted without you having to enter your PIN.

Your personalised chance of approval

We've taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
9.5/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren't a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

If you see a pre-approved score it may be subject to you passing additional ID and fraud checks by the provider.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free and independent, as well as offering exclusive deals you can't get anywhere else.

Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.

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