Guide to Post Office credit cards
The Post Office credit card is among its most popular products, particularly if you are heading overseas or want to switch a debt from another credit or store card that charges a high rate of interest.
As well as these perks, the Platinum card comes with free purchase protection against accidental loss, damage or theft of almost everything you buy on the card for up to 90 days after you've made the purchase.
You can purchase optional card protection if you want to at a cost of £25 – this means that if you or your family's cards are lost or stolen you can make one phone call to cancel and replace them. You must be over 18 and earn £15,000 or over to qualify for this card.
You will not qualify for the card if you already hold a Post Office credit card or if you have been declined for the card in the last six months.
Your personalised chance of approval
We’ve taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.
Why is this important?
Every time you apply for a credit card, a mark is left on your credit score. That means it’s better to get it right first time. Your scores help you understand which cards you have the strongest chance of getting.
The higher the score, the stronger chance you have of getting the card. If you see a very low score, you’ve probably better off choosing a different card.
- Consider a different card
- Not eligible
- Your chances are good
- You've been pre approved
If you see a high score, you can be fairly confident. The scores aren’t a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.
In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.
We work closely with our partners to improve our eligibility scores for all products that are of interest to you.
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Post Office Credit Cards
With more than 11,500 branches – as well as online and telephone services – the Post Office provides a wide range of financial products including savings accounts, foreign exchange, mortgages, credit cards and insurance.
- 0% balance transfer credit cards
- 0% purchase credit cards
- Balance transfers and purchases
- Moneysupermarket's exclusive credit cards
- Low fee balance transfer credit cards
- Credit cards for bad credit
- Credit Builder credit cards
- Low rate credit cards
- Reward credit cards
- Airline credit cards
- Overseas spending credit cards
- Cashback credit cards
- Charge cards
- Advantages and disadvantages
- Best credit cards to use abroad
- Credit card glossary
- Guide to credit cards
- What is a balance transfer?
- What is a credit card?
- What is a good credit score?
- What is credit scoring?
- What type of card is best for me?
- Will I be accepted?
- Student credit cards
- Getting your first credit card
- How to get approved for a credit card
- Easy to get credit cards for poor credit
- How to apply for a credit card
- Money transfer credit cards
- A guide to charge cards
- Why apply for a credit card?
- What do credit cards cost?
- Credit card security and fraud
- Credit card protection
- Credit card charges explained
- What are money transfer credit cards?