Compare Platinum Credit Cards

Check out MoneySupermarket's selection of platinum credit cards currently available, which come with a range of benefits. These may include better credit limits, and 0% on balance transfers, in addition to other exclusive benefits.

Featured platinum credit cards - Ordered by longest balance transfer offer

Apply for the cards below today or search all credit cards

  1. Exclusive

    Receive £20 cashback when you make a balance transfer. You cannot apply for this offer through any other price comparison sites. Conditions apply, see T&Cs. Ends 16th October

    Great for
    You’ll be charged a 3.5% fee, but transfer a balance within 60 days and Barclaycard will refund 2.00%, so the effective fee is 1.50%
    Tracking your credit score, with free ongoing access to your Experian Credit Score
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances
    You cannot transfer a balance from another Barclaycard
    The promotional BT period applies to transfers made in the first 60 days

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  2. Exclusive

    Receive £20 cashback when you make a balance transfer. You cannot apply for this offer through any other price comparison sites. Conditions apply, see T&Cs. Ends 16th October

    Great for
    Manage your account using the My Barclaycard app, or online account servicing
    You’ll get access to pre-sale tickets to the latest events before they go out on general release
    You’ll be charged a 3.5% fee, but transfer a balance within 60 days and Barclaycard will refund 2.82%, so the effective fee is 0.68%
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances
    You cannot transfer a balance from another Barclaycard
    The promotional BT period applies to transfers made in the first 60 days

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  3. Exclusive

    Receive £20 cashback when you make a balance transfer. You cannot apply for this offer through any other price comparison sites. Conditions apply, see T&Cs. Ends 16th October

    Great for
    Rebuilding your credit rating or if you have a limited credit history
    Paying 0% interest on balance transfers for 18 months
    But be aware that
    You cannot transfer a balance from another Barclaycard
    The APR is dependent on your personal circumstances
    The promotional BT period applies to transfers made in the first 60 days

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 24.9% p.a. (variable) your representative rate will be 24.9% APR (variable).

  4. Great for
    Earning 5% cashback up to £125 for the first three months of card membership
    After three months get a generous 1.00% cashback
    High spenders – spend over £10,001 in a year, you'll get 1.25% cashback
    But be aware that
    There is an annual fee of £25

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) with a £25 annual Fee your representative rate will be 28.2% APR (variable).

  5. Great for
    Earning 5% cashback up to £100 in the first three months of card membership
    After three months, get a generous 0.5% cashback, or 1% cashback if you spend over £5,001 in a year
    You can still apply even if you have a American Express card already
    But be aware that
    You must spend a minimum of £3,000 in a year to qualify for cashback

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative rate will be 22.9% APR (variable).

  6. Great for
    For people with bad credit or who are looking to improve their current rating – even if they have had problems with credit in the past
    Credit limit from £200 to £1,500
    But be aware that
    You must have had credit in the UK before
    You must not have been declared bankrupt in the last 12 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 29.84% p.a. (variable) your representative rate will be 29.8% APR (variable).

What is a platinum credit card?

A platinum credit card used to be considered a prestigious edition to your wallet, but these days these cards are a lot more commonplace and most providers offer one as part of their range.

There days there is a range of flash cards on the market, such as gold or charge cards offering concierge services and fancy hotel deals as part of the package. While platinum cards used to be targeted at higher earners than standard cards, this has changed in recent years. So a range of people on different salaries may quality for these cards.

Platinum cards are similar to other standard credit cards, and again, while they used to have higher credit limits, they difference bwteen these cards and others has closed over the years.

What are the benefits of a platinum credit card?

Some platinum cards do offer perks, however, such as 0% balance transfer periods, 0% on purchases, cashback, and reward schemes. So it’s worth checking out what benefits are on offer by taking out one of these cards, as with any others you might apply for.

You can compare platinum credit cards quickly and easily with MoneySupermarket’s free, independent service.

Are there any disadvantages to platinum credit cards?

The interest rates on platinum credit cards tend to be similar to the rates on standard credit cards, and make sure you don’t think you’re getting something special by applying for one of these cards. It’s vital to check the APR you’ll pay and the finer details.

We're free, independent and compare all UK credit cards as well as offering exclusive deals you can't get anywhere else.

Your personalised chance of approval

We've taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
9.5/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren't a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

If you see a pre-approved score it may be subject to you passing additional ID and fraud checks by the provider.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free and independent, as well as offering exclusive deals you can't get anywhere else.

Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.

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