nuba credit cards
nuba is a new credit card provider, launched in the UK in 2016. Part of MBNA, one of the UK’s leading credit card companies, it draws on its parent company’s extensive experience and know-how.
It has conducted extensive market research, which shows that customers are looking for a straightforward, practical and flexible credit card offer.
nuba therefore aims to provide simple credit products at competitive rates, using the latest technology and offering a range of customer benefits.
Guide to nuba credit cards
nuba is a new credit card brand, launched in 2016 by established credit card provider, MBNA.
The new brand was created following extensive market research, and is intended to offer straightforward, flexible and competitively-priced credit services.
MBNA is one of the most prominent credit card brands, offering a wide range of different cards. It is the European credit card arm of Bank of America, one of the largest financial institutions in the world.
MBNA now boasts a large portfolio of credit cards, including balance transfer cards, cards for purchases and low rate cards.
MBNA also has many different co-branded credit cards. It's responsible for providing cards to various airlines, football and rugby clubs as well as charities.
MBNA credit cards are fully regulated by the city regulator the Financial Conduct Authority (FCA).
Credit cards give you valuable consumer protection that cash and debit cards don’t.
Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong.
This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.
Your personalised chance of approval
We've taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.
Why is this important?
Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.
The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.
- Consider a different card
- Not eligible
- Your chances are good
- You've been pre approved
If you see a high score, you can be fairly confident. The scores aren't a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.
If you see a pre-approved score it may be subject to you passing additional ID and fraud checks by the provider.
In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.
We work closely with our partners to improve our eligibility scores for all products that are of interest to you.
We're free and independent, as well as offering exclusive deals you can't get anywhere else.
Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.