Compare MasterCard Credit Cards

A wide range of credit cards come with the MasterCard logo, so they are accepted for payment worldwide. These may be issued by the likes of Halifax, NatWest, MBNA and Barclaycard, for example. MasterCard has also introduced SecureCode scheme which protects your card details from fraud when making a purchase online.

Featured MasterCard credit cards - Ordered by longest balance transfer offer

Apply for the cards below today or search all credit cards

  1. Great for
    If you already have a Lloyds card, you may be eligible to have a second card. Conditions apply
    Managing your card online using Internet Banking and Mobile Banking
    You'll be charged a 3% fee, but transfer a balance within 90 days and Lloyd's Bank will refund 0.61%, so the effective fee is 2.39%
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances
    The promotional BT period and Fee applies to transfers made in the first 90 days
    You cannot transfer a balance from another Lloyd's Bank card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  2. Great for
    If you already have a Bank of Scotland card, you may be eligible to have a second card. Conditions apply
    Managing your card online using Internet Banking and Mobile Banking
    You’ll be charged a 3% fee, but transfer a balance within 90 days and Bank of Scotland will refund 0.61%, so the effective fee is 2.39%
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances
    The promotional BT period applies to transfers made in the first 90 days
    You cannot transfer a balance from another Bank of Scotland card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  3. Nectar cardholders only

    Reduced balance transfer fee of 2.42% when you enter your Nectar card number during your application. Conditions apply, see T&Cs

    Great for
    5,000 bonus Nectar points when you spend £800 on Sainsbury's shopping or fuel in the first 3 months with your Sainsbury's Bank Credit Card. Ends 29th December 2016
    2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere.
    If your application is approved you are guaranteed to get the 0% interest period advertised
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Sainsbury's Credit Card. You must enter your Nectar card number when you apply
    You'll pay a 2.89% fee to transfer a balance to this card in the first 3 months. Sainsbury's will then refund 0.47% so the overall fee is 2.42%.3% balance transfer fee afterwards (minimum £3 at all times).

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  4. Great for
    Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
    If approved you will be offered 0% for 40 months on Balance Transfers and Money Transfers from account opening
    You can still apply even if you have a Tesco Bank Credit Card already
    But be aware that
    The 0% offer is applied to any balances or money transferred within the first 90 days of account opening
    The APR you get is subject to status, so may vary
    You cannot apply if you applied for a Tesco Bank Credit Card in the last month or currently have an application in progress

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  5. Great for
    5,000 bonus Nectar points when you spend £800 on Sainsbury's shopping or fuel in the first 3 months with your Sainsbury's Bank Credit Card. Ends 29th December 2016
    2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere.
    If your application is approved you are guaranteed to get the 0% interest period advertised
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Sainsbury’s Credit Card
    Reduced 2.89% balance transfer fee applies on transfers made within your first 3 months, 3% afterwards (minimum £3 at all times)

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  6. Great for
    Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.
    If approved you will be offered 0% for 38 months on Balance Transfers and Money Transfers from account opening
    You can still apply even if you have a Tesco Bank Credit Card already
    But be aware that
    The 0% offer is applied to any balances or money transferred within the first 90 days of account opening
    The APR you get is subject to status, so may vary
    You cannot apply if you applied for a Tesco Bank Credit Card in the last month or currently have an application in progress

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  7. Great for
    0% interest on balance transfers for 37 months
    2.98% Balance Transfer Fee applies, but is reduced to 2.49% by a refund within 90 days of the balance transfer transaction date
    No cash fee to buy travel money at the Post Office
    But be aware that
    You must earn over £8,000 a year
    The APR and length of the promotional offer are dependent on your personal circumstances
    Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  8. Great for
    Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.
    You can still apply even if you have a Tesco Bank Credit Card already
    Apply online and get a decision within 60 seconds
    But be aware that
    The 0% offer is applied to any balances or money transferred within the first 90 days of account opening.
    The APR you get is subject to status, so may vary
    You cannot apply if you applied for a Tesco Bank Credit Card in the last month or currently have an application in progress

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  9. Great for
    Receiving £5 worth of M&S points (T&Cs apply)
    Earning M&S points when you shop
    Preferential rates on M&S Travel Money and no cash advance fee
    But be aware that
    The APR is dependent on your personal circumstances
    You cannot apply if you have held a Credit Card with M&S bank within the previous 12 months
    The promotional BT period applies to transfers made in the first 90 days of account opening

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  10. Great for
    If you already have a Halifax card, you may be eligible to have a second card. Conditions apply
    No fee to transfer a balance within the first 90 days
    Managing your card online using Online Banking and Mobile Banking
    But be aware that
    3% fee applies on balance transfers made after the first 90 days
    The APR and length of the promotional offer are dependent on your personal circumstances
    You cannot transfer a balance from another Halifax card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  11. Great for
    Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.
    You can still apply even if you have a Tesco Bank Credit Card already
    Apply online and get a decision within 60 seconds
    But be aware that
    This offer is applied to any balances transferred within the first 90 days of opening your account
    The APR you get is subject to status, so may vary
    You cannot apply if you applied for a Tesco Bank Credit Card in the last month or currently have an application in progress

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  12. Great for
    If you already have a Halifax card, you may be eligible to have a second card. Conditions apply
    Managing your card online using Online Banking and Mobile Banking
    The standard 3% balance transfer fee is reduced to 2.5% for balances transferred within 90 days of account opening
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances
    You cannot transfer a balance from another Halifax card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  13. Great for
    If you already have a Lloyds card, you may be eligible to have a second card. Conditions apply
    Choosing the reward you want, which include high street vouchers, cashback and Avios. Collecting double Choice points for the first six months on the American Express Card
    Collecting 10 Choice points for every £1 on the American Express® Card and 10 Choice points for every £5 on the MasterCard®
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances
    The promotional BT period applies to transfers made in the first 90 days
    You cannot transfer a balance from another Lloyd's Bank card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) with a £24 annual Fee your representative rate will be 23.7% APR (variable).

  14. Great for
    5,000 bonus Nectar points when you spend £800 on Sainsbury's shopping or fuel in the first three months with your Sainsbury's Bank Credit Card. Apply by 29th December 2016
    2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere.
    If your application is approved you are guaranteed to get the 0% interest period advertised
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Sainsbury’s Credit Card
    3% Balance transfer fee applies (£3 minimum at all times)

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  15. Great for
    Maximum £3 cashback per month per category: Supermarkets (1%) on spend up to £300, Department stores (2%) on spend up to £150 & Transport (3%) on combined spend up to £100
    Subject to status. You will receive the exact rate and offer advertised if your application is accepted
    But be aware that
    There is a £3 monthly fee - the first six months are refunded for new and existing 1|2|3 Santander current account customers
    You must have an income of £7,500 per year or more

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 12.7% p.a. (variable) with a £3 monthly Fee your representative rate will be 18.4% APR (variable).

  16. Great for
    5,000 bonus Nectar points when you spend £800 on Sainsbury's shopping or fuel in the first three months with your Sainsbury's Bank Credit Card. Apply by 29th December 2016
    2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere.
    If your application is approved you are guaranteed to get the 0% interest period advertised
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Sainsbury’s Credit Card
    0% balance transfer fee applies on transfers made within your first 3 months. 3% afterwards (minimum £3)

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  17. Great for
    If you already have a Lloyds card, you may be eligible to have a second card. Conditions apply
    Managing your card online using Internet Banking and Mobile Banking
    Access to Lloyds Bank Money Manager & Lloyds Bank ClickSafe security
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances
    The promotional BT period applies to transfers made in the first 90 days
    You cannot transfer a balance from another Lloyd's Bank card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  18. Great for
    If you already have a Bank of Scotland card, you may be eligible to have a second card. Conditions apply
    Managing your card online using Internet Banking and Mobile Banking
    The standard 3% balance transfer fee is reduced to 0% for balances transferred within 90 days of account opening
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances
    The promotional BT period applies to transfers made in the first 90 days
    You cannot transfer a balance from another Bank of Scotland card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  19. 2016 SUPERS

    Winner of the Best Overall Provider

    Great for
    0% interest for the first 20 months on Balance Transfers
    0% interest on purchases for the first 20 months
    1% cashback on purchases if you also hold the TSB Classic Plus current account. Maximum cashback £5 per month until 30 Sep 2017 (terms and conditions apply)
    But be aware that
    Minimum balance transfer is £100 and is subject to your credit limit. APR and length of promotional offer are subject to status
    Balance transfer must be made within 90 days of account opening to benefit from the 0% offer
    You won't be able to transfer a balance that's already on a TSB card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  20. Great for
    5,000 bonus Nectar points when you spend £800 on Sainsbury's shopping or fuel in the first three months with your Sainsbury's Bank Credit Card. Apply by 29th December 2016
    2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere.
    If your application is approved you are guaranteed to get the 0% interest period advertised
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Sainsbury’s Credit Card
    3% Balance transfer fee applies (£3 minimum at all times)

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  21. Great for
    0% interest on purchases for 27 months
    0% interest on balance transfers for 16 months - 2.98% fee applies
    But be aware that
    You must make a transaction within 3 months of account opening to qualify for 0% on purchases for the first 27 months otherwise 0% will apply for the first 16 months
    You must earn over £8,000 a year and must not currently hold another Post Office Card
    The APR is dependent on your personal circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  22. Great for
    0% for 15 months on purchases and balance transfers
    No fee to transfer a balance
    But be aware that
    You cannot transfer a balance from another Santander card
    The APR and length of the promotional offer are dependent on your personal circumstances. You must have an income of £7,500 per year or more

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  23. Great for
    Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.
    You can still apply even if you have a Tesco Bank Credit Card already
    Apply online and get a decision within 60 seconds
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you applied for a Tesco Bank Credit Card in the last month or currently have an application in progress

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  24. Great for
    Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.
    You can still apply even if you have a Tesco Bank Credit Card already
    Apply online and get a decision within 60 seconds
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you applied for a Tesco Bank Credit Card in the last month or currently have an application in progress

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  25. Great for
    26 months 0% interest on purchases
    No risk based pricing - the APR and interest free period is the same for every customer
    MasterCard SecureCode protection
    But be aware that
    Online account management only available for existing Clydesdale Bank customers
    You won't be able to transfer a balance from an existing Clydesdale or Yorkshire Bank credit card

    Representative Example:

    If you spend £1,200 at an annual interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  26. Great for
    26 months 0% interest on purchases
    No risk based pricing - the APR and interest free period is the same for every customer
    MasterCard SecureCode protection
    But be aware that
    Online account management only available for existing Yorkshire Bank customers
    You won't be able to transfer a balance from an existing Clydesdale or Yorkshire Bank credit card

    Representative Example:

    If you spend £1,200 at an annual interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  27. 2016 SUPERS

    Winner of the Best Overall Provider

    Great for
    Companion Ticket with £15,000 of eligible spend in one year
    Collect double Avios on your eligible spend abroad
    Collect Avios on eligible everyday spend
    But be aware that
    You won't be able to transfer a balance that's already on a TSB card. The APR is dependent on your personal circumstances
    There is a £50 annual fee (fee is waived if you hold a TSB Premier Current Account)
    Balance transfer must be made within 90 days of account opening to benefit from the 0% offer

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 13.95% p.a. (variable) with a £50 annual Fee your representative rate will be 23.7% APR (variable).

  28. 2016 SUPERS

    Winner of the Best Overall Provider

    Great for
    No annual fee
    Collecting double Avios on your eligible spend abroad
    Collecting Avios on eligible everyday spend
    But be aware that
    The APR you get is subject to status, so may vary
    You won't be able to transfer a balance that's already on a TSB card
    Balance transfer must be made within 90 days of account opening to benefit from the 0% offer

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.95% p.a. (variable) your representative rate will be 17.9% APR (variable).

  29. Great for
    0% interest on balance transfers for six months, with a balance transfer fee of 3%
    A credit limit of £200 to £1,500
    Online response in 60 seconds
    But be aware that
    You must have had credit in the UK before
    You must not have been declared bankrupt in the last 12 months
    You must not have had any CCJs or defaults in the last 12 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 34.94% p.a. (variable) your representative rate will be 34.9% APR (variable).

  30. 2016 SUPERS

    Winner of the Best Overall Provider

    Great for
    A low standard rate of 7.9% APR Representative
    0% interest on purchases and balance transfers for the first three months
    1% cashback on purchases if you also hold the TSB Classic Plus current account. Maximum cashback £5 per month until 30 Sep 2017 (terms and conditions apply)
    But be aware that
    Interest will be charged from day of transaction
    Balance transfer must be made within 90 days of account opening to benefit from the promotional offer. T&C's apply
    You won't be able to transfer a balance that's already on a TSB card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 7.9% p.a. (variable) your representative rate will be 7.9% APR (variable).

  31. Great for
    Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.
    You can still apply even if you have a Tesco Bank Credit Card already
    Apply online and get a decision within 60 seconds
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you applied for a Tesco Bank Credit Card in the last month or currently have an application in progress
    To get 1000 Clubcard points you must make a purchase or transfer a balance within 2 months of account opening. T&Cs apply

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  32. Great for
    Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.
    You can still apply even if you have a Tesco Bank Credit Card already
    Apply online and get a decision within 60 seconds
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you applied for a Tesco Bank Credit Card in the last month or currently have an application in progress

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 5.9% p.a. (variable) your representative rate will be 5.9% APR (variable).

  33. Great for
    If you spend £5000 on your card in Tesco in any year you’ll receive 5000 additional Tesco Clubcard points. Terms apply.
    Make the most of your Clubcard points across a wide range of Tesco Clubcard Partners, from meals out with the kids to using towards that dream holiday
    If you’re aged under 70, you’ll get annual worldwide travel insurance for you and your immediate family members (under 70) provided by Ageas Insurance Ltd.
    But be aware that
    There is an annual fee of £150
    Credit limit is subject to status

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) with a £150 annual fee Fee your representative rate will be 56.5% APR (variable).

  34. Great for
    Lower credit limits starting from £250, which Tesco Bank will review regularly
    Stay in control of your credit score through Tesco Bank's partnership with Noddle, part of the Call Credit Information Group
    Mobile app that helps you keep on top of your spending, on the move
    But be aware that
    The APR you get is subject to status, so may vary
    You must be at least 18 years old, and live in the UK or have a BFPO address to apply
    You must not be registered bankrupt in past 18 months or have proceedings. You must not have had any CCJs in the last 18 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 27.5% p.a. (variable) your representative rate will be 27.5% APR (variable).

  35. Great for
    If you already have a Lloyds card, you may be eligible to have a second card. Conditions apply
    A simple, low rate for balance transfers and purchases - 6.45% p.a. (variable)
    But be aware that
    The promotional BT period applies to transfers made in the first 90 days
    The APR you get is subject to status, so may vary
    You cannot transfer a balance from another Lloyd's Bank card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 6.45% p.a. (variable) your representative rate will be 6.4% APR (variable).

  36. Great for
    If you already have a Bank of Scotland card, you may be eligible to have a second card. Conditions apply
    A simple, low rate for balance transfers and purchases - 6.45% p.a. (variable)
    But be aware that
    The APR is dependent on your personal circumstances
    The 0% fee applies to balances transferred within the first 90 days, a 3% fee applies thereafter
    You cannot transfer a balance from another Bank of Scotland card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 6.45% p.a. (variable) your representative rate will be 6.4% APR (variable).

  37. Great for
    5,000 bonus Nectar points when you spend £800 on Sainsbury's shopping or fuel in the first three months with your Sainsbury's Bank Credit Card. Apply by 29th December 2016
    2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere.
    No cash advance fee on Sainsbury's Travel Money purchases
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Sainsbury’s Credit Card
    You cannot transfer a balance from another Sainsbury's Credit Card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 9.93% p.a. (variable) your representative rate will be 9.9% APR (variable).

  38. Exclusive

    You won't get this card on any other comparison site

    Great for
    If you already have a Halifax card, you may be eligible to have a second card. Conditions apply
    No fee to transfer a balance
    No fee to use anywhere worldwide
    But be aware that
    The APR is dependent on your personal circumstances
    You cannot transfer a balance from another Halifax card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  39. Great for
    A credit limit of £250 - £1,200, that could increase after four months
    Helps to build your credit rating and offers FREE unlimited access to your credit report and credit score
    But be aware that
    Please be aware that if you haven’t been pre-approved the APR may vary and it is dependent on your personal circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 29.71% p.a. (variable) your representative rate will be 29.7% APR (variable).

  40. Great for
    For people with bad credit or who are looking to improve their current rating – even if they have had problems with credit in the past
    Credit limit from £200 to £1,500
    But be aware that
    You must have had credit in the UK before
    You must not have been declared bankrupt in the last 12 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 29.84% p.a. (variable) your representative rate will be 29.8% APR (variable).

  41. Exclusive

    Exclusive £20 Amazon Gift Certificate for Moneysupermarket customers (T&Cs apply)

    Great for
    Helps to build your credit rating and offers FREE unlimited access to your credit report and credit score
    Being able to reduce your interest rate to 19.9% APR (variable) by keeping to your credit limit and repaying on time
    But be aware that
    You must not have received a CCJ in the past 12 months
    Please be aware that if you haven’t been pre-approved the APR may vary and it is dependent on your personal circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 34.91% p.a. (variable) your representative rate will be 34.9% APR (variable).

  42. Great for
    0.5% cashback on all purchases
    No foreign currency exchange fees
    But be aware that
    You must not have received a CCJ in the past 12 months
    Please be aware that if you haven’t been pre-approved the APR may vary and it is dependent on your personal circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 34.91% p.a. (variable) your representative rate will be 34.9% APR (variable).

  43. Great for
    For people with bad credit or who are looking to improve their current rating – even if they have had problems with credit in the past
    Credit limit from £200 to £1,500
    But be aware that
    You must have had credit in the UK before
    You must not have been declared bankrupt in the last 12 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 34.94% p.a. (variable) your representative rate will be 34.9% APR (variable).

  44. Great for
    Credit limit up to £1,500
    Helping you rebuild and improve your credit rating providing you maintain your minimum payment on time and stay within your credit limit. Not doing so may harm your credit rating
    Managing your account online
    But be aware that
    You must be a permanent UK resident

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 34.94% p.a. (variable) your representative rate will be 34.9% APR (variable).

  45. Great for
    A manageable credit limit of £100 - £300, that could increase after four months
    Helps to build your credit rating and offers FREE unlimited access to your credit report and credit score
    Helpful UK based call centre staff to answer your questions
    But be aware that
    You must not have received a CCJ in the past 12 months
    Please be aware that if you haven’t been pre-approved the APR may vary and it is dependent on your personal circumstances

    Representative Example:

    If you spend £300 at a purchase interest rate of 49.94% p.a. (variable) your representative rate will be 49.9% APR (variable).

Guide to MasterCard credit cards

MasterCard is an American multi-national financial services company which processes payments between card issuers and merchant banks.

MasterCard credit cards are issued by all major financial institutions in the UK, and are accepted around the world in shops and ATM machines, wherever you see the MasterCard logo.

If you have a MasterCard contactless card, you can make contactless payments to pay for items up to £20 by touching your card against the reader to pay.

Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong. This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.

Your personalised chance of approval

We've taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
9.5/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren't a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

If you see a pre-approved score it may be subject to you passing additional ID and fraud checks by the provider.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free and independent, as well as offering exclusive deals you can't get anywhere else.

Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.

Close

Cookie use

We use cookies to give you the best experience. By using our website you agree to our use of cookies in accordance with our 

Cookie Policy .

Read more

Cookies are harmless files which can help improve the experience. Cookies allow websites to respond to you as an individual. The website can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

Read less

Close