Compare MasterCard Credit Cards

A wide range of credit cards come with the MasterCard logo, so they are accepted for payment worldwide. These may be issued by the likes of Halifax, NatWest, MBNA and Barclaycard, for example. MasterCard has also introduced SecureCode scheme which protects your card details from fraud when making a purchase online.

Featured MasterCard credit cards - Ordered by longest balance transfer offer

Apply for the cards below today or search all credit cards

  1. Great for
    If you're accepted, you'll get the interest rate and promotional period shown here
    Earn 0.5% cashback on all purchases with opportunity to earn further cashback through Retailers Offers once registered for Online or Mobile Banking
    No foreign transaction fees on purchases and cash withdrawals abroad when made in the local currency. A cash withdrawal fee of 3% (minimum £3) applies
    But be aware that
    There is a £3 monthly fee
    You must have a gross annual income of £7,500 or more to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 15.9% p.a. (variable) with a £3 monthly Fee your representative rate will be 21.7% APR (variable).

  2. Great for
    You'll have to pay a 3% fee to transfer a balance to this card. If you do it in the first 90 days, Lloyds Bank will refund 1.06%, so the overall fee is 1.94%
    You may be eligible to apply for this card even if you've already got another Lloyds credit card
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 90 days to get the promotional offer
    You can't transfer a balance from another card issued by Lloyds Bank

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  3. Great for
    You 're eligible to apply for this card, even if you already have another Bank of Scotland card
    You’ll have to pay a 3% fee to transfer a balance to this card. If you do it in the first 90 days, Bank of Scotland will refund 1.06%, so the overall fee is 1.94%
    But be aware that
    At least 51% of customers will get a representative rate of 18.9% APR (variable). Other customers may be offered the Classic Credit Card with a representative rate of 27.9% APR (variable) and a different promotional period
    You must transfer a balance within the first 90 days to get the promotional offer
    You can't transfer a balance from another card issued by Bank of Scotland

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  4. Nectar cardholders only

    Reduced balance transfer fee of 1.95% when you enter your Nectar card number during your application. Conditions apply, see T&Cs

    Great for
    You'll have to pay a 2.89% fee to transfer a balance to this card. If you do it in the first 3 months, Sainsbury's will refund 0.94%, so the overall fee is 1.95%. After the first 3 months, the fee goes up to 3%
    If you're accepted, you'll get the promotional interest-free period shown here
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible if you've already got another Sainsbury's credit card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  5. Great for
    Earn Clubcard points wherever you use your card, on top of your usual Clubcard points in Tesco
    You're eligible to apply for this card even if you've already got another Tesco Bank credit card
    If you're accepted you'll get 0% on balance transfers and money transfers for 40 months
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 90 days to get the promotional offer
    You're not eligible if you've applied for another Tesco Bank credit card in the last month

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  6. Great for
    Earn 2 Nectar points for every £1 you spend on Sainsbury's shopping and fuel with this card. Earn 1 Nectar point per £5 elsewhere
    If you're accepted, you'll get the promotional interest-free period shown here
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible if you've already got another Sainsbury's credit card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  7. Great for
    You can transfer a balance to this card and pay no interest for 37 months (you'll have to pay a 2.49% fee)
    You can buy foreign currency at the Post Office with no cash fee with this card
    But be aware that
    You might get a different interest rate or promotional period to the one shown here because this depends on your circumstances
    You must transfer a balance within the first 3 months to get the promotional offer
    Post Office credit cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  8. Great for
    1.5% balance transfer fee applies on transfers made within your first 3 months. 3% afterwards (minimum £3 at all times)
    If your application is approved you are guaranteed to get the 0% interest period advertised
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Sainsbury's Credit Card. You cannot transfer a balance from another Sainsbury's Credit Card
    You'll pay a 1.5% fee to transfer a balance to this card in the first 3 months. 3% balance transfer fee afterwards (minimum £3 at all times)

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  9. Great for
    Earn Clubcard points wherever you use your card, on top of your usual Clubcard points in Tesco
    You're eligible to apply for this card even if you've already got another Tesco Bank credit card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 90 days to get the promotional offer. 0% interest rates apply from the day you open your account
    You're not eligible if you've applied for another Tesco Bank credit card in the last month

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  10. 2016 SUPERS

    Winner of the Best Overall Provider

    Great for
    0% interest for the first 28 months on Balance Transfers
    0% interest on purchases for the first 3 months
    1% cashback on purchases if you also hold the TSB Classic Plus current account. Maximum cashback £5 per month until 30 Sep 2017 (terms and conditions apply)
    But be aware that
    Minimum balance transfer is £100 and is subject to your credit limit. APR and length of promotional period is subject to status.
    Balance transfer must be made within 90 days of account opening to benefit from the 0% offer
    You won't be able to transfer a balance that's already on a TSB card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  11. Great for
    Earn M&S points when you shop
    You'll get a bonus 500 M&S points, worth £5 to spend on food, clothing or homeware at M&S when you open your credit card
    But be aware that
    You might get a different interest rate or promotional period to the one shown here because this depends on your circumstances
    You must transfer a balance within the first 90 days to get the promotional offer
    You're not eligible if you've had an M&S Bank credit card in the last 12 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  12. Great for
    You can transfer a balance to this card with no fee for the first 90 days
    You may be eligible to apply for this card even if you've already got another Halifax credit card. Excludes Student Credit Card customers, conditions apply
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    There's no balance transfer fee for the first 90 days. After that it goes up to 3%
    You can't transfer a balance from another card issued by Halifax

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  13. Great for
    You can transfer a balance to this card with no fee
    Earn Clubcard points wherever you use your card, on top of your usual Clubcard points in Tesco
    You're eligible to apply for this card even if you've already got another Tesco Bank credit card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 90 days to get the promotional offer
    You're not eligible if you've applied for another Tesco Bank credit card in the last month

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  14. Great for
    You’ll be charged a 3% fee, but transfer a balance within 90 days and Halifax will refund 0.05%, so the effective fee is 2.95%
    You may be eligible to apply for this card even if you've already got another Halifax credit card. Excludes Student Credit Card customers, conditions apply
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 90 days to get the promotional offer
    You can't transfer a balance from another card issued by Halifax

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  15. Great for
    Earn 10 Choice points for every full £1 you spend on the American Express card or earn 10 Choice points for every full £5 you spend on the MasterCard
    You can choose the reward you want, including high street vouchers, cashback and Avios. You can get double Avios for 6 months on the American Express card
    You may be eligible to apply for this card even if you've already got another Lloyds credit card
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You'll have to pay a £24 annual fee
    You must transfer a balance within the first 90 days to get the promotional offer

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) with a £24 annual Fee your representative rate will be 23.7% APR (variable).

  16. Market leading

    Market leading dual credit card

    Great for
    Earn 2 Nectar points for every £1 you spend on Sainsbury's shopping and fuel with this card. Earn 1 Nectar point per £5 elsewhere
    If you're accepted, you'll get the promotional interest-free period shown here
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible if you've already got another Sainsbury's credit card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  17. Great for
    No balance transfer fee
    0 % on balance transfers for 22 months
    No fees on purchases overseas & no cash fee to buy travel money at the Post Office
    But be aware that
    You must earn over £8,000 a year
    The APR is dependent on your personal circumstances
    Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.8% p.a. (variable) your representative rate will be 17.8% APR (variable).

  18. Great for
    Earn 2 Nectar points for every £1 you spend on Sainsbury's shopping and fuel with this card. Earn 1 Nectar point per £5 elsewhere
    If you're accepted, you'll get the promotional interest-free period shown here
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible if you've already got another Sainsbury's credit card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  19. Great for
    You can transfer a balance to this card with no fee for the first 90 days
    You may be eligible to apply for this card even if you've already got another Lloyds credit card
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    There's no fee to transfer a balance in the first 90 days. After that it goes up to 3%
    You can't transfer a balance from another card issued by Lloyds Bank

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  20. Great for
    If you transfer a balance within the first 90 days, you won't have to pay a fee
    You 're eligible to apply for this card, even if you already have another Bank of Scotland card
    But be aware that
    At least 51% of customers will get a representative rate of 18.9% APR (variable). Other customers may be offered the Classic Credit Card with a representative rate of 27.9% APR (variable) and a different promotional period
    There is no balance transfer fee for the first 90 days. After that it goes up to 3%
    You can't transfer a balance from another card issued by Bank of Scotland

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  21. 2016 SUPERS

    Winner of the Best Overall Provider

    Great for
    Get 1% cashback on your spending if you also have a TSB Classic Plus current account, up to a maximum of £5 per month until 30 September 2017. T&Cs apply.
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 90 days to get the promotional offer
    You can't transfer a balance from another card issued by TSB

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  22. Market leading

    Market leading purchase credit card

    Great for
    2 Nectar points per £1 spend on Sainsbury’s shopping or fuel. 1 Nectar point per £5 spent elsewhere
    If your application is approved you are guaranteed to get the 0% interest period advertised
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Sainsbury’s Credit Card
    2.89% balance transfer fee applies for transfers in the first 3 months, 3% afterwards. (Minimum £3 at all times)

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  23. Great for
    Pay no interest on your spending for 27 months
    You can transfer a balance to this card and pay no interest for 16 months (you'll have to pay a 2.98% fee)
    But be aware that
    You might get a different interest rate or promotional period to the one shown here because this depends on your circumstances
    You must spend on your card within the first 3 months to qualify for the full 27 months of interest-free spending. Otherwise, the promotional period will go down to 16 months
    Post Office credit cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  24. Great for
    You can transfer a balance to this card with no fee
    Opportunity to earn cashback through Retailers Offers once registered for Online or Mobile Banking
    But be aware that
    You must earn at least £7,500 a year to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  25. Great for
    Earn Clubcard points wherever you use your card, on top of your usual Clubcard points in Tesco
    You're eligible to apply for this card even if you've already got another Tesco Bank credit card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible if you've applied for another Tesco Bank credit card in the last month
    You must earn at least £5,000 a year to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  26. Great for
    You can transfer a balance to this card with no fee
    Earn Clubcard points wherever you use your card, on top of your usual Clubcard points in Tesco
    You're eligible to apply for this card even if you've already got another Tesco Bank credit card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible if you've applied for another Tesco Bank credit card in the last month
    You must earn at least £5,000 a year to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  27. Great for
    If you're accepted, you'll get the interest rate and promotional period shown here
    But be aware that
    You can't transfer a balance from another Clydesdale Bank or Yorkshire Bank credit card

    Representative Example:

    If you spend £1,200 at an annual interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  28. Great for
    If you're accepted, you'll get the interest rate and promotional period shown here
    But be aware that
    You can only manage your card online if you're already a Yorkshire Bank customer
    You can't transfer a balance from another Yorkshire Bank or Clydesdale credit card

    Representative Example:

    If you spend £1,200 at an annual interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  29. Great for
    Earn 10,000 IHG Rewards Club bonus points when you spend £200 in the first 3 months of opening your account
    Earn 2 IHG Rewards Club points for every £1 you spend at any IHG family of hotels. Earn 2 IHG Rewards Club points for every £1 you spend abroad and earn 1 IHG Rewards Club point for every £1 you spend everywhere else
    You’ll automatically receive Gold Elite Status when you open your account, so you can enjoy further benefits when you stay at IHG properties
    But be aware that
    You can't transfer a balance from another card issued by Creation Financial Services Limited
    You might get a different interest rate to the one shown here, because this depends on your circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  30. Great for
    Earn 20,000 IHG Rewards Club bonus points when you spend £200 in the first 3 months of opening your account
    Earn 4 IHG Rewards Club points for every £1 you spend at any IHG family of hotels, earn 4 IHG Rewards Club points for every £1 you spend abroad and earn 2 IHG Rewards Club points for every £1 you spend everywhere else
    You’ll automatically receive Platinum Elite Status when you open your account, so you can enjoy further benefits when you stay at IHG properties
    But be aware that
    You'll have to pay a £99 annual fee
    You can't transfer a balance from another card issued by Creation Financial Services Limited
    You might get a different interest rate to the one shown here, because this depends on your circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) with a £99 annual Fee your representative rate will be 41.5% APR (variable).

  31. Limited offer

    Receive an extra 2500 Clubcard points when you apply and are accepted. T&Cs apply. Limited offer, ends 5th January 2017

    Great for
    Get 5,000 additional Clubcard points when you spend £5,000 on Tesco shopping or fuel with this card in a year
    Get annual worldwide travel insurance for yourself and your immediate family members if you're aged under 70
    But be aware that
    You'll have to pay a £150 annual fee
    You must earn at least £25,000 a year to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) with a £150 annual fee Fee your representative rate will be 56.5% APR (variable).

  32. Great for
    0% interest on balance transfers for six months
    This card can help to build your credit rating
    But be aware that
    You must have had credit in the UK before to be eligible for this card
    You're not eligible for this card if you've been declared bankrupt in the last 12 months
    You're not eligible for this card if you've had a CCJ in the last 12 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 34.94% p.a. (variable) your representative rate will be 34.9% APR (variable).

  33. 2016 SUPERS

    Winner of the Best Overall Provider

    Great for
    Get 1% cashback on your spending if you also have a TSB Classic Plus current account, up to a maximum of £5 per month until 30 September 2017. T&Cs apply.
    But be aware that
    You might get a different interest rate or promotional period to the one shown here, because this depends on your circumstances
    You must transfer a balance within the first 90 days to get the promotional offer
    You can't transfer a balance from another card issued by TSB

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 7.94% p.a. (variable) your representative rate will be 7.9% APR (variable).

  34. Great for
    You can transfer a balance to this card with no fee
    Earn Clubcard points wherever you use your card, on top of your usual Clubcard points in Tesco
    You're eligible to apply for this card even if you've already got another Tesco Bank credit card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible if you've applied for another Tesco Bank credit card in the last month
    You must earn at least £5,000 a year to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 5.9% p.a. (variable) your representative rate will be 5.9% APR (variable).

  35. Great for
    If you're accepted for this card, you'll get the interest rate shown here
    No foreign transaction fees on purchases and cash withdrawals abroad when made in the local currency
    Opportunity to earn cashback through Retailers Offers once registered for Online or Mobile Banking
    But be aware that
    You must have a gross annual income of £7,500 or more to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (fixed) with a £1,200 a purchase Fee your representative rate will be 18.9% APR (fixed).

  36. Great for
    0% interest to pay on purchases for 6 months from account opening
    This card can help to build your credit rating
    You can get your Noddle credit report for free
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're more likely to be accepted if you haven't received any CCJs in the past 18 months and haven't had an account closed in the past year due to missed repayments
    You must earn at least £5,000 a year to be eligible for this card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 27.5% p.a. (variable) your representative rate will be 27.5% APR (variable).

  37. Great for
    Earn 2 Nectar points for every £1 you spend on Sainsbury's shopping and fuel with this card. Earn 1 Nectar point per £5 elsewhere
    You can buy foreign currency at Sainsbury's with no cash fee with this card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible if you've already got another Sainsbury's credit card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 5.94% p.a. (variable) your representative rate will be 5.9% APR (variable).

  38. Great for
    You can set up instalment plans online to help you spread the cost of big purchases over 2 to 36 regular monthly payments
    You may be eligible to apply for this card even if you've already got another Halifax credit card. Excludes Student Credit Card customers, conditions apply
    The balance transfer fee is 0% for the first 90 days. After that it goes up to 3%
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You can't transfer a balance from another card issued by Halifax
    You’ll need a minimum of £100 in your eligible balance (not including any balance transfers) to set up an instalment plan. Balance transfers cannot be put into an instalment plan

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 6.45% p.a. (variable) your representative rate will be 6.4% APR (variable).

  39. Great for
    You can transfer a balance to this card with no fee for the first 90 days
    You may be eligible to apply for this card even if you've already got another Lloyds credit card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    There's no fee to transfer a balance in the first 90 days. After that it goes up to 3%
    You can't transfer a balance from another card issued by Lloyds Bank

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 6.45% p.a. (variable) your representative rate will be 6.4% APR (variable).

  40. Great for
    You 're eligible to apply for this card, even if you already have another Bank of Scotland card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    There is no balance transfer fee for the first 90 days. After that it goes up to 3%

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 6.45% p.a. (variable) your representative rate will be 6.4% APR (variable).

  41. Exclusive

    You won't get this card on any other comparison site

    Great for
    You can transfer a balance to this card with no fee
    You can use this card abroad with no fee
    You may be eligible to apply for this card even if you've already got another Halifax credit card. Excludes Student Credit Card customers, conditions apply
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You can't transfer a balance from another card issued by Halifax

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  42. Limited offer

    Lower Representative APR of 27.4% (variable). Limited offer, ends 16th December

    Great for
    Your credit limit could increase after 4 months
    This card can help to build your credit rating
    You can get your credit report and credit score for free
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible for this card if you've had a CCJ in the last 12 months
    You're not eligible for this card if you've been declared bankrupt in the last 18 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 27.45% p.a. (variable) your representative rate will be 27.4% APR (variable).

  43. Great for
    This card can help to build your credit rating
    But be aware that
    You must have had credit in the UK before to be eligible for this card
    You're not eligible for this card if you've been declared bankrupt in the last 12 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 29.84% p.a. (variable) your representative rate will be 29.8% APR (variable).

  44. Exclusive

    Exclusive £20 Amazon Gift Certificate for Moneysupermarket customers (T&Cs apply)

    Great for
    This card can help to build your credit rating
    If you stay within your credit limit and repay on time, your interest rate could go down to 19.9% APR (variable)
    You can get your credit report and credit score for free
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible for this card if you've had a CCJ in the last 12 months
    You're not eligible for this card if you've been declared bankrupt in the last 18 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 34.91% p.a. (variable) your representative rate will be 34.9% APR (variable).

  45. Great for
    Earn 0.5% cashback on your spending
    You can buy foreign currency with this card with no fee
    You can use this card abroad with no fee
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible for this card if you've had a CCJ in the last 12 months
    You're not eligible for this card if you've been declared bankrupt in the last 18 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 39.94% p.a. (variable) your representative rate will be 39.9% APR (variable).

  46. Great for
    This card can help to build your credit rating
    But be aware that
    You must have had credit in the UK before to be eligible for this card
    You're not eligible for this card if you've been declared bankrupt in the last 12 months

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 34.94% p.a. (variable) your representative rate will be 34.9% APR (variable).

  47. Great for
    This card can help to build your credit rating
    But be aware that
    To be eligible for this card, you'll have to be able to show some history of managing your credit

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 34.94% p.a. (variable) your representative rate will be 34.9% APR (variable).

  48. Great for
    Your credit limit could increase after 4 months
    This card can help to build your credit rating
    You can get your credit report and credit score for free
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    You're not eligible for this card if you've had a CCJ in the last 12 months
    You're not eligible for this card if you've been declared bankrupt in the last 18 months

    Representative Example:

    If you spend £300 at a purchase interest rate of 49.94% p.a. (variable) your representative rate will be 49.9% APR (variable).

Guide to MasterCard credit cards

MasterCard is an American multi-national financial services company which processes payments between card issuers and merchant banks.

MasterCard credit cards are issued by all major financial institutions in the UK, and are accepted around the world in shops and ATM machines, wherever you see the MasterCard logo.

If you have a MasterCard contactless card, you can make contactless payments to pay for items up to £20 by touching your card against the reader to pay.

Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong. This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.

Your personalised chance of approval

We've taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
9.5/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren't a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

If you see a pre-approved score it may be subject to you passing additional ID and fraud checks by the provider.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free and independent, as well as offering exclusive deals you can't get anywhere else.

Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.

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