Lloyds Bank credit cards

As one of the largest UK banks, Lloyds Bank is likely to have a credit card to match your needs whether you’re looking to transfer an existing balance, pay 0% on new purchases, earn rewards or simply want one low rate. And, as cards the are part of the MasterCard family, you can use them to pay for goods or services in any one of 24million outlets worldwide.

 

Compare Lloyds Bank credit cards - Sorted by APR

  1. Great for
    You can transfer a balance to this card with no fee for the first 90 days
    You may be eligible to apply for this card even if you've already got another Lloyds credit card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances
    There's no fee to transfer a balance in the first 90 days. After that it goes up to 3%
    You can't transfer a balance from another card issued by Lloyds Bank

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 6.45% p.a. (variable) your representative rate will be 6.4% APR (variable).

  2. Great for
    The balance transfer fee is 0.8% for the first 90 days. After that it goes up to 3%
    You may be eligible to apply for this card even if you've already got another Lloyds credit card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances.
    You must transfer a balance within the first 90 days to get the promotional offer
    You can't transfer a balance from another card issued by Lloyds Bank

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  3. Great for
    You'll have to pay a 3% fee to transfer a balance to this card. If you do it in the first 90 days, Lloyds Bank will refund 1.06%, so the overall fee is 1.94%
    You may be eligible to apply for this card even if you've already got another Lloyds credit card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances.
    You must transfer a balance within the first 90 days to get the promotional offer
    You can't transfer a balance from another card issued by Lloyds Bank

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  4. Great for
    You can transfer a balance to this card with no fee for the first 90 days
    You may be eligible to apply for this card even if you've already got another Lloyds credit card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances.
    There's no fee to transfer a balance in the first 90 days. After that it goes up to 3%
    You can't transfer a balance from another card issued by Lloyds Bank

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  5. Great for
    The balance transfer fee is 2.5% for the first 90 days. After that it goes up to 3%
    You may be eligible to apply for this card even if you've already got another Lloyds credit card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances.
    You must transfer a balance within the first 90 days to get the promotional offer
    You can't transfer a balance from another card issued by Lloyds Bank

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  6. Great for
    Earn 10 Choice points for every full £1 you spend on the American Express card or earn 10 Choice points for every full £5 you spend on the MasterCard
    You can choose the reward you want, including high street vouchers, cashback and Avios. You can get double Avios for 6 months on the American Express card
    You may be eligible to apply for this card even if you've already got another Lloyds credit card
    But be aware that
    You might get a different interest rate to the one shown here, because this depends on your circumstances.
    You'll have to pay a £24 annual fee
    You must transfer a balance within the first 90 days to get the promotional offer

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) with a £24 annual Fee your representative rate will be 23.7% APR (variable).

Guide to Lloyds Bank credit cards

As one of the UK’s biggest banks, Lloyds Bank offers a full range of financial services and products, including a variety of credit cards.

These include balance transfer credit cards, student card, cards for purchases and reward cards.

Rewards include Avios points (formerly Airmiles) as well as vouchers, gift cards, cashback and magazine subscriptions.

If you are specifically looking for a balance transfer card, always remember to factor in balance transfer fees, and check for annual charges too. If you are looking for a card that has an interest free period then it’s vital that you pay off the balance in full before this period ends otherwise you will be hit with interest payments,

You must be aged 18 and a UK resident to apply for any Lloyds Bank credit card.

Lloyds Bank credit cards are fully regulated by the city regulator the Financial Conduct Authority (FCA).

Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong. This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.

Your personalised chance of approval

We've taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
9.5/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren't a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

If you see a pre-approved score it may be subject to you passing additional ID and fraud checks by the provider.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free and independent, as well as offering exclusive deals you can't get anywhere else.

Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.

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