HSBC credit cards

HSBC credit cards are designed to meet the needs of a wide range of customers; from students looking to start building their credit history, to those with an outstanding credit card balance looking to take advantage of interest-free offers. As well as HSBC branded Visa credit cards, the bank also provides MasterCard credit cards for companies such as John Lewis.

Compare HSBC credit cards - Sorted by APR

  1. Great for
    No interest on balance transfers for 32 months
    Managing your card online using Online Banking and Mobile Banking
    But be aware that
    The APR of the promotional offer is dependent on your personal circumstances
    The promotional BT period applies to transfers made in the first 60 days
    You cannot transfer a balance from a HSBC Group card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

Guide to HSBC credit cards

Global bank HSBC offers a range of credit cards including balance transfer cards and student credit cards. 

It also provides cards which are only available to HSBC Premier customers, who must have an individual income of £100,000 per year and a mortgage or investment with the bank, or £50,000 worth of savings or investments with HSBC. All HSBC cards come with 24-hour worldwide assistance with an emergency cash advance if your card is lost or stolen.

HSBC is the providers behind some store partnership cards too, which double up as reward cards, offering points when you spend using them. 

HSBC credit cards are fully regulated by the city regulator the Financial Conduct Authority (FCA).

Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong. This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.

Your personalised chance of approval

We've taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
9.5/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren't a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

If you see a pre-approved score it may be subject to you passing additional ID and fraud checks by the provider.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free and independent, as well as offering exclusive deals you can't get anywhere else.

Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.

Close

Cookie use

MoneySupermarket uses cookies, small text files which are downloaded to your computer's hard drive when you visit most websites.

Read more

Cookies are harmless files which can help improve the experience. Cookies allow websites to respond to you as an individual. The website can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

Read less | Cookie Policy

Close