Credit Cards details

Your chosen card

To apply for this card

Go to the Barclaycard website

Go to site

Representative Example:

If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative rate will be 19.9% APR (variable).

The basics

  • Representative APR 19.9%(variable)
  • Payment Network Visa
  • Balance transfer fee 1.45%
  • Balance must be transferred within 60 days

Card features

Great for
UBER OFFER: Use your Barclaycard to pay for your rides with Uber and every 11th ride is free, up to £15. T&Cs apply. Ends 31st December 2017
You’ll have to pay a 3.5% fee to transfer a balance to this card. If you do it in the first 60 days, Barclaycard will refund 2.05%, so the overall fee is 1.45%
You can get your Experian credit score for free
But be aware that
You might get a different interest rate to the one shown here because this depends on your circumstances
You must transfer a balance within the first 60 days to get the promotional offer
You can’t transfer a balance from another card issued by Barclaycard

Is this card right for you?

To take this card you

  • Must be aged 18 or over
  • Must not have had any Individual Voluntary Arrangements, County Court Judgements and must not have been declared bankrupt in the past six years
  • Must have had at least four years experience of managing credit
  • Must have had a permanent UK address for at least three months
  • Must have less than 10% debt on credit or store cards (excluding a mortgage)

Introductory interest rates

Rate Duration
Purchases 0% 6 months
Cash advances - -
Balance transfers 0% 39 months
Cheque advances - -
Money transfers - -

Long term interest rates

Monthly Annual
Purchases 1.522% 19.9%
Cash advances 2.071% 27.9%
Balance transfers 1.522% 19.9%
Cheque advances - -
Money transfers - -
Price for risk Yes

Fees

Annual fee -
Late payment £12
Over credit limit £12
Foreign exchange EU 2.99%
Foreign exchange non-EU 2.99%
Return payment £12
Copies of statements £2
Handling fee Min fee Max fee
Cash advances 2.99% £2.99 -
Cheque advances - - -
Balance transfers 1.45% - -
Money transfers - - -

Repayment details

  • Interest free period - 56 days
  • Your monthly minimum payment will be the greater of:
    • 2.25% of the outstanding balance on your statement
    • OR
    • The full balance if less than £5
    • OR
    • 1% of the outstanding balance plus interest, plus fees, plus any insurance premium, plus the amount of any arrears which are payable immediately.
  • If you make only the minimum payment each month, it will take longer and cost you more to clear your balance
  • The above minimum repayment details may vary between providers, so please review T&Cs for specific details.
  • Allocation of payments:
    If you do not pay the total outstanding balance in full by the payment due date, Barclaycard will apply the amount you do pay to reduce higher interest rate balances before lower interest rate balances. For further details, please refer to your credit card terms and conditions.

Credit limit

Minimum credit limit £250
Maximum credit limit -

Other features

Free purchase protection No
Internet fraud guarantee Yes
Rewards Entertainment

How your promotional rates will change

  • After 39 months, the rate on Balance Transfers will go from 0% to 19.9%.
  • After 6 months, the rate on Purchases will go from 0% to 19.9%.

Fees to be aware of

  • For a balance transfer, you'll be charged 1.45% of the balance you're transferring.

About Barclaycard

Barclaycard is the country's largest credit card provider with more than 8.6 million customers. It offers a range of credit card products to suit different people from cards aimed at building up a credit profile through to products for those with exemplary credit histories. Barclaycard is also the first major credit card provider to roll-out contactless cards to its customers - this is a new payment system being introduced by retailers.

To apply for this card

Go to the Barclaycard website

Go to site

Representative Example:

If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative rate will be 19.9% APR (variable).

Your personalised chance of approval

We've taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
9.5/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren't a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

If you see a pre-approved score it may be subject to you passing additional ID and fraud checks by the provider.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free and independent, as well as offering exclusive deals you can't get anywhere else.

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