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Freedom Rewards Card

Barclaycard

Freedom Rewards Card

To apply for this card

Sorry, we have no link

Representative Example:

If you spend £1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).

The basics

  • Representative APR 18.9%(variable)
  • Payment Network Visa
  • Balance transfer fee 2.9%

Card features

Great for
Receiving £30 worth of vouchers with first spend of £500 in the first three months
0% for nine months on balance transfers
But be aware that
You cannot transfer a balance from another Barclaycard

Is this card right for you?

To take this card you

  • Must be aged 18 years or over
  • Must have a personal income in excess of £20,000 per annum
  • Must have lived in the UK for at least the past two years
  • Must not have applied for a Barclaycard in the past six months
  • Must not have had any Individual Voluntary Agreements, County Court Judgements and have not been declared bankrupt in the past five years
  • Must have a UK bank account

Introductory interest rates

Rate Duration
Purchases - -
Cash advances - -
Balance transfers 0% 9 months
Cheque advances - -
Money transfers - -

Long term interest rates

Monthly Annual
Purchases 1.456% 18.9%
Cash advances 2.075% 27.9%
Balance transfers 1.456% 18.9%
Cheque advances - -
Money transfers - -
Price for risk Yes

Fees

Annual fee -
Late payment £12
Over credit limit £12
Foreign exchange EU 2.99%
Foreign exchange non-EU 2.99%
Return payment £12
Copies of statements £2
Handling fee Min fee Max fee
Cash advances 2.99% £2.99 -
Cheque advances - - -
Balance transfers 2.9% - -
Money transfers - - -

Repayment details

  • Interest free period - 56 days
  • Any monthly minimum payment will be rounded up to the nearest pound (£) and will be:
    • 2.25% of the outstanding balance on your statement (minimum £5)
  • If you make only the minimum payment each month, it will take longer and cost you more to clear your balance
  • Minimum repayment details vary between providers, so please review T&Cs for specific details
  • Allocation of payments:
    If you do not pay the total outstanding balance in full by the payment due date, Barclaycard will apply the amount you do pay to reduce higher interest rate balances before lower interest rate balances. For further details, please refer to your credit card terms and conditions.

Credit limit

Minimum credit limit £250
Maximum credit limit -

Other features

Free purchase protection No
Internet fraud guarantee Yes
Rewards Rewards

How your promotional rates will change

  • After 9 months, the rate on Balance Transfers will go from 0% to 18.9%.
  • The rate on purchases is 18.9%.

Fees to be aware of

  • For a balance transfer, you'll be charged 2.9% of the balance you're transferring.

About Barclaycard

Barclaycard is the country's largest credit card provider with more than 8.6 million customers. It offers a range of credit card products to suit different people from cards aimed at building up a credit profile through to products for those with exemplary credit histories. Barclaycard is also the first major credit card provider to roll-out contactless cards to its customers - this is a new payment system being introduced by retailers.

Freedom Rewards Card

Barclaycard

Freedom Rewards Card

To apply for this card

Sorry, we have no link

Representative Example:

If you spend £1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).

Your personalised chance of approval

We’ve taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it’s better to get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you’ve probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren’t a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free, independent and compare all UK credit cards as well as offering exclusive deals you can't get anywhere else.

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