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Featured balance transfer & purchases - sorted by longest combined balance transfer and purchase offer

Apply for the cards below today or search all balance transfer & purchase cards

  1. Market leading

    Market leading combined purchase and balance transfer credit card

    Great for
    Transferring money to your current account with 0% interest for 24 months (1.9% fee applies)
    If approved, you will get the advertised offer
    Access to a range of great Virgin offers
    But be aware that
    You cannot transfer a balance from another credit card issued by Virgin Money
    The promotional period applies to transfers made in the first 60 days

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  2. 2015 SUPERS

    Winner of the best overall provider

    Great for
    Earning monthly cashback on your everyday spending. 3% cashback on fuel, National Rail and TfL, 2% cashback at department stores and 1% cashback at supermarkets
    1|2|3 Current Account holders existing and new: Receive a refund of your first years annual fee on this card
    Subject to status. You will receive the exact rate and offer advertised if your application is accepted
    But be aware that
    There is a £24 annual fee - refunded for the first year for existing 1|2|3 Santander current account customers

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 12.7% p.a. (variable) with a £24 annual Fee your representative rate will be 16.5% APR (variable).

  3. Market leading

    Market leading purchase credit card

    Great for
    0% interest on purchases for 25 months
    0% interest on balance transfers for 16 months - 2.98% fee applies
    Post Office Credit Cards are provided by Bank of Ireland UK. Post Office is a credit broker and not a lender
    But be aware that
    You must make a transaction within 3 months of account opening to qualify for 0% on purchases for the first 25 months otherwise 0% will apply for the first 16 months
    You must earn over £8,000 a year
    The APR is dependent on your personal circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  4. Great for
    Transferring money to your current account with 0% interest for 20 months (4% fee applies, min £3)
    But be aware that
    The 1.5% fee only applies to balance transfers within the first 60 days
    The product, APR and promotional offer are dependent on your personal circumstances
    You cannot transfer balances between MBNA accounts

    Representative Example:

    If you spend £1,200 at a puchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  5. Great for
    Eligibility check: Find out if you are eligible before applying for this card
    Transferring money to your current account with 0% interest for 20 months (4% fee applies, min £3)
    Contactless payments for items up to £20
    But be aware that
    You cannot transfer balances between MBNA accounts
    The product, APR and promotional offer are dependent on your personal circumstances
    The balance transfer and money transfer offers are only valid for the first 60 days

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  6. Great for
    Keep track of your purchases with TSB Money Planner
    Internet fraud protection
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances
    You won’t be able to transfer a balance that’s already on a TSB card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  7. Great for
    3.5% fee applies, but is reduced to 2.49% by a refund
    Paying 0% interest on balance transfers for 25 months
    Paying 0% on purchases for 14 months
    But be aware that
    If you have a balance transfer you will pay interest on all purchases made once the 0% purchase rate for 14 months has expired, unless you repay your entire balance in full each month
    The APR and length of the promotional offer are dependent on your personal circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  8. Great for
    Managing your card online using Online Banking and Mobile Banking
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  9. Great for
    Managing your card online using Internet Banking and Mobile Banking
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  10. Great for
    Managing your card online using Online Banking and Mobile Banking
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  11. Great for
    Managing your card online using Internet Banking and Mobile Banking
    3% fee applies, but is reduced to 1.6% by a refund for balances transferred within the first 90 days of account opening
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

  12. Great for
    Managing your card online using Internet Banking and Mobile Banking
    3% fee applies, but is reduced to 1.6% by a refund for balances transferred within the first 90 days of account opening
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  13. Great for
    Transferring money to your current account with 0% interest for 22 months (4% fee applies, minimum £3)
    But be aware that
    The 1.75% fee only applies to balance transfers within the first 60 days
    The product, APR and promotional offer are dependent on your personal circumstances
    You cannot transfer balances between MBNA accounts

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  14. Great for
    Collect two Nectar points per £1 spent on Sainsbury's shopping and fuel
    Collect one Nectar point for every £5 spent on your card elsewhere
    No cash advance fee on Sainsbury's Travel Money purchases
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Sainsbury’s Credit Card
    You cannot transfer a balance from another Sainsbury's Credit Card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  15. Great for
    Receiving £5 worth of M&S points (T&Cs apply)
    Earning M&S points when you shop
    Preferential rates on M&S Travel Money and no cash advance fee
    But be aware that
    The APR you get is subject to status, so may vary

    Representative Example:

    If you spend £1,200 at an annual interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  16. Exclusive

    0% for 21 months on purchases - You won't get this offer on any other comparison site

    Great for
    Managing your card online using Online Banking and Mobile Banking
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  17. Great for
    20 months 0% interest on purchases
    No risk based pricing - the APR and interest free period is the same for every customer
    MasterCard SecureCode protection
    But be aware that
    No online account management
    You won't be able to transfer a balance from an existing Clydesdale or Yorkshire Bank credit card

    Representative Example:

    If you spend £1,200 at an annual interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  18. Great for
    20 months 0% interest on purchases
    No risk based pricing - the APR and interest free period is the same for every customer
    MasterCard SecureCode protection
    But be aware that
    No online card management
    You won't be able to transfer a balance from an existing Clydesdale or Yorkshire Bank credit card

    Representative Example:

    If you spend £1,200 at an annual interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  19. 2015 SUPERS

    Winner of the best overall provider

    Great for
    0% for 15 months on purchases and balance transfers
    No fee to transfer a balance
    But be aware that
    You cannot transfer a balance from another Santander card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  20. Great for
    Clubcard points on your spending. One point awarded for every £4 spent in each purchase transaction (£4 min). Must have available credit
    If accepted, the length of promotional offer will be as stated
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Tesco Credit Card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  21. Great for
    Collect two Nectar points per £1 spent on Sainsbury's shopping and fuel
    Collect one Nectar point for every £5 spent on your card elsewhere
    No cash advance fee on Sainsbury's Travel Money purchases
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Sainsbury’s Credit Card
    You cannot transfer a balance from another Sainsbury's Credit Card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  22. Great for
    Clubcard points on your spending. One point awarded for every £4 spent in each purchase transaction (£4 min). Must have available credit
    If accepted, the length of the promotional offer will be as stated
    But be aware that
    The APR is subject to status, so may vary
    You cannot apply if you currently hold another Tesco Credit Card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

  23. Great for
    Managing your card online using Internet Banking and Mobile Banking
    But be aware that
    The APR and length of the promotional offer are dependent on your personal circumstances
    The 0% fee applies to balances transferred within the first 90 days, a 3% fee applies thereafter

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

  24. Great for
    Lloyds Bank ClickSafe security
    Access to Lloyds Bank Money Manager
    But be aware that
    You cannot transfer a balance from another Lloyds Bank card
    The APR and length of the promotional offer are dependent on your personal circumstances
    The 0% fee applies to balances transferred within the first 90 days, a 3% fee applies thereafter

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

Your personalised chance of approval

We've taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
9.5/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren't a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

If you see a pre-approved score it may be subject to you passing additional fraud checks by the provider.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free, independent and compare all UK credit cards as well as offering exclusive deals you can't get anywhere else.

Looking for the longest 0% credit card deal?

If you want to transfer over a balance to your card and also spend on it, we've got great 0% deals for purchases and balance transfers, plus exclusive deals you can't get anywhere else.

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