Let's find the right 0% credit card for you
Our tailored results indicate your chances of being successful before you apply for your card.
It's quick and easy and won't affect your credit profile - guaranteed!
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Balance transfer & purchases - sorted by longest combined balance transfer and purchase offer
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- Provider/Product name
Online All In One
- Balance transfer 0% 15 months 1% fee
- Purchases 0% 15 months
- Rewards No rewards
- Representative APR (variable) 17.9%APR
- Your chance of approval
Will you get this card?
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Market leading
LONGEST combined Balance Transfer & Purchase card now with LOWEST transfer fee
- Great for
- 3% balance transfer fee reduced by 2% refund to effective 1% fee
- A card replacement if lost
- But be aware that
- The APR and length of the promotional offer are dependent on your personal circumstances
- You cannot transfer a balance from another Halifax or Bank of Scotland card
Representative Example:
If you spend £1,200 at a purchase interest rate of 17.95% (variable) your representative APR will be 17.9% (variable).
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2,500 bonus points
worth £12.50, to get you started plus another 2,500 points every year
- Great for
- Earning double points for the first 15 months
- Earning YourPoints on every £1 spent
- Spending your points with over 100 airlines, 56,000 hotels, top retailers, theatre tickets and much more
- But be aware that
- You must have a minimum income of £10,000 pa
Representative Example:
If you spend £1,200 at a purchase interest rate of 16.95% (variable) your representative APR will be 16.9% (variable).
-
2,500 bonus points
worth £12.50, to get you started plus another 2,500 points every year
- Great for
- Earning double points for the first 15 months
- Earning YourPoints on every £1 spent
- Spending your points with over 100 airlines, 56,000 hotels, top retailers, theatre tickets and much more
- But be aware that
- You must have a minimum income of £10,000 pa
Representative Example:
If you spend £1,200 at a purchase interest rate of 16.95% (variable) your representative APR will be 16.9% (variable).
-
2012 SUPERS
Winner of MoneySupermarket.com Supers award for Best Credit Card Provider
- Great for
- Best Credit Card Provider winner at the MoneySupermarket Supers 2012
- Access to 'Barclaycard Unwind', their official music reward scheme
- But be aware that
- You must have an annual income of more than £20,000 to apply
- You cannot apply if you already hold another Barclaycard
Representative Example:
If you spend £1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
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- Provider/Product name
Credit Card
- Balance transfer 0% 12 months 2.9% fee
- Purchases 0% 15 months
- Rewards Shopping
- Representative APR (variable) 16.9%APR
- Your chance of approval
Will you get this card?
Start >> -
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More details
- Great for
- Earning M&S points when you shop
- Buying M&S Travel Money with no cash advance or foreign exchange fees
- But be aware that
- Interest rates range from 16.9% - 20.9%
Representative Example:
If you spend £1,200 at an annual interest rate of 16.9% (variable) your representative APR will be 16.9% (variable).
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- Provider/Product name
Everyday Card
- Balance transfer 0% 18 months 1.99% fee
- Purchases 0% 8 months
- Rewards No rewards
- Representative APR (variable) 12.9%APR
- Your chance of approval
Will you get this card?
Start >> -
Go to site
More details
- Great for
- All round use
- Contactless payments for purchases under £20
- Transferring money to your current account (4% fee applies)
- But be aware that
- You cannot transfer a balance from another MBNA or Virgin card
Representative Example:
If you spend £1,200 at a purchase interest rate of 12.9% (variable) your representative APR will be 12.9% (variable).
-
- Great for
- A choice of ways to manage your account
- Internet fraud protection
- Overseas emergency assistance
- But be aware that
- Your APR is subject to status and may vary
Representative Example:
If you spend £1,200 at a purchase interest rate of 17.95% (variable) your representative APR will be 17.9% (variable).
-
- Great for
- Cover against online fraud
- A card replacement if lost
- But be aware that
- You cannot transfer a balance from another HBOS card
Representative Example:
If you spend £1,200 at a puchase interest rate of 17.95% (variable) your representative APR will be 17.9% (variable).
Your personalised chance of approval
We’ve taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.
Why is this important?
Every time you apply for a credit card, a mark is left on your credit score. That means it’s better to get it right first time. Your scores help you understand which cards you have the strongest chance of getting.
It's easy!
The higher the score, the stronger chance you have of getting the card. If you see a very low score, you’ve probably better off choosing a different card.
- Consider a different card
- Not eligible
- 1/10
- 2/10
- 3/10
- 4/10
- 5/10
- Your chances are good
- 6/10
- 7/10
- 8/10
- 9/10
- You've been pre approved
If you see a high score, you can be fairly confident. The scores aren’t a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.
Not rated
In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.
We work closely with our partners to improve our eligibility scores for all products that are of interest to you.
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