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Featured balance transfer & purchases - sorted by longest combined balance transfer and purchase offer

Apply for the cards below today or search all balance transfer & purchase cards

  1. Market leading

    Longest 0% combined balance transfer and purchase card

    Great for
    Collect double Nectar points on your Sainsbury's shopping (Ts&Cs apply)
    If accepted the APR and length of offer will be as stated
    Collect one Nectar point for every £5 spent on your card elsewhere
    But be aware that
    You cannot apply if you currently hold another Sainsbury’s Credit Card
    You won’t be able to transfer a balance that’s already on a Sainsbury’s Credit Card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% (variable) your representative APR will be 18.9% (variable).

  2. Great for
    Managing your card online using Online Banking and Mobile Banking
    But be aware that
    The APR you get is subject to status, so may vary

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% (variable) your representative APR will be 18.9% (variable).

  3. Great for
    A low 14.9% p.a. variable on card purchases after the promotional period
    Low balance transfer fee of 1.5%
    Transfer money to your current account
    But be aware that
    You cannot transfer a balance from another MBNA or Virgin card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 14.9% (variable) your representative APR will be 14.9% (variable).

  4. Great for
    0% interest for the first 18 months on balance transfers
    0% interest on purchases for the first 16 months
    But be aware that
    You cannot transfer a balance from another Lloyds Bank card
    APR is subject to status

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.94% (variable) your representative APR will be 18.9% (variable).

  5. Great for
    Managing your card online using Internet Banking and Mobile Banking
    But be aware that
    The APR you get is subject to status, so may vary

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% (variable) your representative APR will be 18.9% (variable).

  6. Great for
    2.9% fee applies but is reduced to 2.49% by a refund
    Paying 0% interest on balance transfers for 19 months
    Paying 0% on purchases for 14 months
    But be aware that
    If you have a balance transfer you will pay interest on all purchases made once the 0% purchase rate for 14 months has expired, unless you repay your entire balance in full each month
    The APR you get is subject to status, so may vary

    Representative Example:

    If you spend £1,200 at variable interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).

  7. Great for
    Pre-Approval – Halifax current account customers can use ‘Will you get this card?’ to see if you are pre-approved for this card
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Halifax credit card
    You won’t be able to transfer a balance that’s already on a Halifax Credit Card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.95% (variable) your representative APR will be 17.9% (variable).

  8. 2014 SUPERS

    Winner of our Best Credit Card Provider award 2014

    Great for
    Clubcard points on your spending. One point awarded for every £4 spent in each purchase transaction (£4 min). Must have available credit
    If accepted the length of promotional offer will be as stated
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Tesco Credit Card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).

  9. Great for
    Receiving £5 worth of M&S points (T&Cs apply)
    Earning M&S points when you shop
    Preferential rates on M&S Travel Money and no cash advance fee
    But be aware that
    The APR you get is subject to status, so may vary

    Representative Example:

    If you spend £1,200 at an annual interest rate of 16.9% (variable) your representative APR will be 16.9% (variable).

  10. Great for
    A choice of ways to manage your account. Internet fraud protection
    Pre-Approval – Lloyds Bank current account customers can use ‘Will you get this card?’ to see if you are pre-approved for this card
    But be aware that
    Your APR is subject to status and may vary

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.95% (variable) your representative APR will be 17.9% (variable).

  11. Great for
    Keep track of your purchases with TSB Money Planner
    Internet fraud protection
    But be aware that
    The APR you get is subject to status, so may vary
    You won’t be able to transfer a balance that’s already on a TSB card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.95% (variable) your representative APR will be 17.9% (variable).

  12. Great for
    Pre-Approval – Bank of Scotland current account customers can use ‘Will you get this card?’ to see if you are pre-approved for this card
    Cover against online fraud. A card replacement if lost
    But be aware that
    You cannot apply if you currently hold another Bank of Scotland credit card

    Representative Example:

    If you spend £1,200 at a puchase interest rate of 17.95% (variable) your representative APR will be 17.9% (variable).

  13. Great for
    Upgrade up to Business Class when you spend £7,000 a year
    No foreign transaction fees when spending abroad
    Double Avios for six months on your Lloyds Bank Avios Rewards American Express card
    But be aware that
    There is a £24 annual fee
    You cannot transfer a balance from another Lloyds Bank card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.95% (variable) with a £24 annual Fee your representative APR will be 22.7% (variable).

  14. Great for
    Choosing the reward you want, which include high street vouchers, cashback and Avios
    Collecting double Choice points for the first six months on the American Express Card
    Collecting 10 Choice points for every £1 on the American Express® Card and 10 Choice points for every £5 on the MasterCard®
    But be aware that
    There is an annual fee of £24
    Your APR is subject to status and may vary
    Different earn rates of rewards/cashback apply dependent on card used

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.95% (variable) with a £24 annual Fee your representative APR will be 22.7% (variable).

  15. Great for
    Upgrade up to a Business Class when you spend £5,000 a year
    Companion ticket after you spend £12,000 a year, eligible at air partners
    No foreign transaction fees when spending abroad
    But be aware that
    There is a £140 annual fee
    You cannot transfer a balance from another Lloyds Bank card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 17.95% (variable) with a £140 annual Fee your representative APR will be 50.8% (variable).

  16. Market leading

    Longest balance transfer period with no fee

    Great for
    Clubcard points on your spending. One point awarded for every £4 spent in each purchase transaction (£4 min). Must have available credit
    If accepted the length of promotional offer will be as stated
    But be aware that
    The APR you get is subject to status, so may vary
    You cannot apply if you currently hold another Tesco Credit Card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).

  17. Low balance transfer fee plus earn Nectar points on your spend

    Great for
    Collect double Nectar points on your Sainsbury's shopping (Ts&Cs apply)
    If accepted the APR and length of offer will be as stated
    Collect one Nectar point for every £5 spent on your card elsewhere
    But be aware that
    You cannot apply if you currently hold another Sainsbury’s Credit Card
    You won’t be able to transfer a balance that’s already on a Sainsbury’s Credit Card

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% (variable) your representative APR will be 18.9% (variable).

  18. Great for
    3% fee applies, but is reduced to 0.4% by a refund
    But be aware that
    The APR you get is subject to status, so may vary

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% (variable) your representative APR will be 18.9% (variable).

  19. Great for
    3% fee applies, but is reduced to 0.4% by a refund
    But be aware that
    The APR you get is subject to status, so may vary

    Representative Example:

    If you spend £1,200 at a purchase interest rate of 18.95% (variable) your representative APR will be 18.9% (variable).

Your personalised chance of approval

We’ve taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it’s better to get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

It's easy!

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you’ve probably better off choosing a different card.

Consider a different card
Not eligible
1/10
2/10
3/10
4/10
5/10
Your chances are good
6/10
7/10
8/10
9/10
You've been pre approved

If you see a high score, you can be fairly confident. The scores aren’t a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

Not rated

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free, independent and compare all UK credit cards as well as offering exclusive deals you can't get anywhere else.

Looking for the longest 0% credit card deal?

If you want to transfer over a balance to your card and also spend on it, we've got great 0% deals for purchases and balance transfers, plus exclusive deals you can't get anywhere else.

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