| Address & credit searches |
My other half is yet to change address details with his bank/credit/cards/mobile phone to our new address. The only thing that relates him to our address is the joint account and he is on the electoral role there. When credit checks are done would this |
| Barclays OpenPlan offset - pressure to change pots? |
We have an OpenPlan offset mortgage account that was set up with the Woolwich and is now run by Barclays bank. We've been pretty happy with it. However, Barclays seem uncommonly keen to get us to change one aspect: at the moment, the offset amount |
| Bouncing e-mails (aka: MAPS and SORBS) |
A rising phenomenon is causing a lot of private and business grief for e-mail people. I hope that this may give you some understanding of what is the issue and how to address such problems if and when they happen. Why are my e-mails being blocked? The |
| Confused ...... |
Hi, time for me to move my broadband and phone service. Sky caught my attention as they will throw in the all the stuff for about 10 a month cheaper (currently talk talk at 21 and sky at 19) I only have two mixes with sky as it is, so their deal on the |
| Cost Cutting Idea's for Xmas Prezzies. How will you do it? |
Christmas is drawind closer and closer ...and before you know it on Xmas day people are overdrawn at the bank, credit cards maxed out to the limit, Direct debits returned with penalties mounting fast. Who cares? Christmas day was fab! Everyone got the |
| Important information for Brokers and Advisers...Please read. |
Hello, I'd just like to re-iterate what has been posted elsewhere on these forums. Please note - and this applies to ALL members - that it is against the rules to place illicit contact details in your profiles , signatures or posts . Drawing attention |
| Re: Angry at moneysupermarket for breach of customer confidentiality! |
In fairness to Phil, I think he means that whatever was required of him, he did just that and was contacted by Pure Insurance, whoever they are. Richard (the insurance guru) may want to come back himself, but here are a couple of thoughts from me. If |
| Re: Are Stuart Glendinning and Richard Mason vetting mobile phone offers? |
Mark Thank you for your post. I understand your concern regarding cashback offers and the general negativity within the market. Unfortunately the mobile market remains entrenched in cashback deals, and there remains a huge appetite out there for such |
| Re: Cash Isa's? |
The advantage of cash ISA's is that the interest is paid gross (ie you dont pay tax on it). The disadvantage is that you can only put a maximum of £3k in during any one tax year, and once withdrawn cant be put back in again if this would result |
| Re: Ebay and Paypal |
If I sell an item of larger value on ebay, I put it in the listing that I will only accept a 10% holding deposit through Paypal, and the balance either cash on collection, or funds like cheque / bank transfer, must be cleared before goods will be released. |
| Re: Help advice needed re Tenant Loan"s |
Hi all, I feel it is necessary to re-iterate what conmankiller has posted and to clear up any misunderstanding regarding legislation, regulation and the advertising of personal loans and attempt to clarify the situation for everyone. I will then be locking |
| Re: ISA Transfers |
Switching between ISAs should be straightforward. As some providers don’t allow transfers in, first check that you can move your money to the new provider and that there aren't any penalties for leaving your existing provider. Once you're happy that you |
| Re: ISA'S |
You don't have to wait to April if you still have any/all of this tax year's cash ISA allowance to play with. You can make contributions of up to £3000 in total into a cash ISA in any given tax year at any time. You can also stop/start/close/take |
| Re: northern rock shares would you buy?? |
Would you buy them if you had 1 grand? Northern Rock are the most unstable stock on the market. No-one knows if they will be bought or not and at what knock down price. Private shareholders are likely to come off worst if anything goes wrong. They are |
| Re: Phoneboxdirect cashback offer. |
Please see the follwoing statements from the networks provided to us regarding CNM/PBD going into administration - CONTACT YOUR NETWORK PROVIDER IMMEDIATELY Vodafone Vodafone UK has been made aware that the Mobile Media Group (also trading as Cool New |
| Re: US-$ LIBOR MORTGAGE - Question for Louise Cuming |
Ok, the bank has refunded the difference (and I understand that they made their small print clearer now...). Still wonder how many other people "got taken" by this "policy" without knowing about it. I did ask the FSA whether rounding-up is standard industry |
| Re: WOOLWORTHS IS ABSOLUTELY RUBBISH |
You are protected by a latticework of laws and regulations, some of which are set out below. 1) The basic consumer rights are laid down in Sale of Goods Act 1979 (later amended by the Sale & Supply of Goods Act 1994). At their simplest, these state |
| taxation implications when transferring ownership of property |
This is my first attempt on sites such as these to find an answer to to the above subject. I bought my mums council house for her 2 and a half years ago as she could not afford the payments as my dad who use to be the main earner died and left little |
| which account suits me, pounds + euros |
My situation is like, I have around 1000 pounds in Lloyds TSB classic account, and 1000 Euros cash in my hand. A monthly income of around 500 pounds will be guaranteed. So which type of account suits me most? Further question, the 1000 Euros in my hand, |