Your question is like what colour should I paint my house As a mortgage broker I advise you to seek professional help OR stay where you are and pay off more of your present mortgage as you are thinking of interest only, values might go down. then what??

Hi Most people have gone ahead [from the earliest posts], It used to be that all policy schedules [copies] were supplied to all lenders re buildings insurance to make sure the cover was adequate and index linked. Most now don't! The insurance provider may note the interest of your lender but not necessarily contact them. I'm a broker and ...

To understand this you have to put yourselves in the lenders shoes, say you rented out your property and the tenant didn't pay the rent, for whatever reason, you now can't pay the mortgage and default, the lender is in the position where they want to repossess the property but the property is now occupied by squatters who can only be ...

Any mortgage broker can sort that out! You will also need safety certificates! o

Sorry should have included the freeze is on unsecured lending!!

Hi As you know I'm catching up at the mo I just wanted to comment on my post of yesterday re the Barclays Debt/helpline and the announcement that they have frozen rate increases!! Is this a PR exercise?? Why doesn't everyone send a letter to Tony Hetherington Financial Mail 2 Derry St London W8 5TS Tony has a column in the Mail ...

Try the OFT too Mike

Thanks, I'll do that Great job mate Mike

Gee so much in so little time Hi I know its frustratingly slow, first I dont want to comment until you have the info from FP, the only thing I would say don;t accept if in the future they say its closed As I was so busy and Angus had really started driving the train I considered he was doing as good a job[or better] as the motivator with the new ...

Aly sorry not to have been on much I am up to my eyes at the mo Hav you had a reply yet? Mike