Hi I bank with the Northern Bank in Northern Ireland and I have nearly paid off a loan for 6k with them, I am hoping to refinance this loan but I am scared they will do another credit score/check. I have been pricing around for the best deals and I did not realise that the whole scenario can cause your credit score to go down. I pay everything on ...

Hi can someone advise me please? I checked my Callcredit report and I noticed that Alliance and Leicester put a default on my file today, there was no record of the current account at all until today, so it is very weird. I did write to them recently about unfair charges via the financial hardship route so unless that jogged their memory and they ...

Hello, I was wondering if someone could advise. My aunt sold her house to a sell and rent back company, unfortunately she lost quite a bit of money. She also was supposed to have a tenancy agreement for 3 years but the landlord sold the house on after just one month. Anyway, I realise she can't make a claim against the rent back company but is ...

Hello I am new to this and I was wondering if it is possible to claim back charges on the following account and if so for roughly how much? Secured loan flat rate 9.9% APR 14.9%. Thank you Original Sum Loaned 12,978 pounds Interest Charged 5065.45 pounds Penalty Interest 0.00 Other charges with interest 530.47 pounds Legal costs ...

Thank you for your reply. Technically GMAC are not a bank, do you think I can still claim?

Could someone advise me if it is still possible to claim back bank charges? Also I have incurred a lot of mortgage charges within the last six years, is it possible to claim these back also (mortgage paid off)? I haven't got a clue where to start (letters etc) any help would be greatly appreciated. Thanks

Can anyone advise if there any options for first time buyers in Northern Ireland? I presume Homebuy etc are not available here, I was just wondering if there is something available that I haven't heard about. Thank you

Hi, I was wondering if you could help, my sister just recieved a copy of her Callcredit report and she has a CCJ registered in 2004 in a court in Northampton even though she is from Northern Ireland, can I assume that this should have been issued in Northern Ireland? Also a debt collection agency called Cabot has issued a default in 2005, can a ...

Hi, I am a landlord and I was wondering if my tenants can be put on the mortgage and my name taken off, is this possible? My mortgage is 2 years old and I dont think my tenants have a deposit so this is probably the only way for me to get out of the mortgage, I dont want to put the house on tha market, does anyone have any ideas? The tenants earn ...

Hi, just wondering if someone could advise me. I applied online for a halifax unsecured loan back at beginning of October and was told that I had been provissionally accepted and I had to call a number to confirm a few things. The thing is with one thing and another I have misplaced the number and I am concerned that if I apply again the decision ...