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  • Re: What is the point of a cash isa ???????

    If you transfer your ISA to another provider you can more than match the 3 year 4.65% (taxable) bond; eg Principality 3 year ISA fixed at 4.2% (equivalent to 5.25% before tax) or M&amp;S MONEY 3 YR ISA at 4% (equiv to 5%) - that way you still keep the tax free status.
    Posted to Savings (Forum) by BREWERDAVE1 on November 19, 2009
  • Re: Rubbish Britannia/Phoenix endowment

    I have just received my statement from Phoenix re a 20 year mortgage endowment (previously held with Scottish Provident) The predicted return over the 20 years is only 6.3%!!!! or 0.29% pa!! Fortunately I have already gone down the misselling route with my bank (who &quot;supplied&quot; the endowment) and been compensated (altho&#39; not very ...
    Posted to Money & finance (Forum) by BREWERDAVE1 on November 19, 2009
  • Re: Transferring an ISA

    You can deffo transfer old ISAs to a new provider independently of this year&#39;s ISA. Just don&#39;t subscribe any new money and let the new provider handle the transfer. I moved 9 old ISAs earlier this year to new providers on behalf of myself and OH!!
    Posted to Savings (Forum) by BREWERDAVE1 on November 19, 2009
  • Re: Selling my house online...great but...

    In the current circumstances I would rent furnished and put your possessions into storage. I did this a few years ago to ensure that I didn&#39;t lose my purchaser - I know you say you sold in two weeks but if you back out it could be months( or even years) before you find a new buyer!
    Posted to House buying & selling (Forum) by BREWERDAVE1 on November 16, 2009
  • Re: Transfer

    Are the Pru ISAs actually stocks and shares ISAs ? If so, you CANNOT transfer back into cash ISAs .
    Posted to Savings (Forum) by BREWERDAVE1 on November 4, 2009
  • Re: Setting up a wireless internet connection

    Sorry Twee - can&#39;t help you specifically with Netgear router - never had one - suggest you ask the question on a specialist forum. Just a thought you know that MACs can contain the number 0 but not the letter O ? Could it just be a misstype?
    Posted to Broadband (Forum) by BREWERDAVE1 on November 4, 2009
  • Re: Setting up a wireless internet connection

    Use WPA without access control - Access control (MAC filtering) isn&#39;t a lot of use as a security measure and as I&#39;ve said WEP is nowhere near as strong as WPA. You are using the MAC address of your wireless adaptor ??
    Posted to Broadband (Forum) by BREWERDAVE1 on November 4, 2009
  • Re: Government clampdown on credit card providers

    Jalexa, agree wholeheartedly with you about continuous payment authorities; the only real problem I&#39;ve had (fortunately) in 35 years of using a credit card was with a recurring payment for a monthly subscription - took nearly 9 months to sort out and the card supplier was extremely unhelpful- cancelling the card didn&#39;t stop the wrongful ...
    Posted to Credit cards (Forum) by BREWERDAVE1 on November 4, 2009
  • Re: CCJ ends after 6 years. Now being pursued again!

    EagleUK - Try looking at the date of the thread before replying!!
    Posted to Money & finance (Forum) by BREWERDAVE1 on November 4, 2009
  • Re: Setting up a wireless internet connection

    1. WPA is much more secure than WEP (WPA2 is best but older kit won&#39;t allow its use)-WEP can be cracked relatively easily with tools downloaded from the Net. Having said that any form of encryption will deter all but a determined piggybacker. I can see 2 totally unprotected networks in my immediate area out of 5, so .......... WPA can be ...
    Posted to Broadband (Forum) by BREWERDAVE1 on November 3, 2009
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