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  • Re: life insurance or life assurance

    Hi Suzanne, they are both the same in reality, just industry speak. You have two options - level term (which is where you insure a fixed value of say &pound;100k over a 20 year period) or mortgage protection which specifically covers your mortgage and the level of cover decreases in line with the outstanding mortgage balance. As these are complex ...
    Posted to Ask the Expert - Insurance (Forum) by Rob Barnes on October 13, 2008
  • Re: Which Phone, TV, Broadband Package?

    To be honest of you want Sky Sports then going with Sky Speak See Surf would probably be the most cost effective option - &pound;16 per month includes 2 mb, FREE WIRELESS ROUTER, unlimited evening and weekend calls and 4 entertainment mix TV channels. &pound;15 online credit is also available at present which would reduce your installation costs ...
    Posted to Broadband (Forum) by Rob Barnes on September 9, 2008
  • Re: Getting a contract with bad credit?

    I would have to disagree about the actual cost of handsets - an entry level phone with minimal functions costs around &pound;60 - &pound;80 in the trade, a mid range phone like a Nokia 6300 is probably around &pound;100 and something like an N95 would be &pound;350 plus.....dont forget that the network subsidises all handset costs and then the ...
    Posted to Mobile phones (Forum) by Rob Barnes on June 23, 2008
  • Re: bt rubbish speed

    Hi Oxo This is just the kind of problem that drives us mad here - the subject of speed. BT do not have particularly fast connection speeds at the best of times (confirmed by our most recent Speedtest survey - results to be published on the site later this week) although they are not particularly worse than the majority of providers. In terms of ...
    Posted to Broadband (Forum) by Rob Barnes on June 23, 2008
  • Re: "New" Apple iPhone.........?

    DONT EVER USE THE DATA ROAMING OVERSEAS - YOU WILL RACK UP COSTS OF UPTO &pound;8 PER MEG!!!!!
    Posted to Mobile phones (Forum) by Rob Barnes on April 9, 2008
  • Re: "New" Apple iPhone.........?

    wait for the 3g version - 2g is very slow and wastes the unlimited data bundle offered as part of the package - you will get so frustrated trying to access internet over 2g that you wont bother. Maybe the new phone will also have a better camera as the current 2meg one is rubbish! I am not sure when the new handset launches though - o2 are being ...
    Posted to Mobile phones (Forum) by Rob Barnes on April 9, 2008
  • Re: Apple Iphone

    It is, but this is a little misleading - the unlimited data is 2G rather than 3G so any web surfing/mail downloads will be S-L-O-W, the only way to access fast data is via wi-fi which isnt exactly freely available unless you want to sit in Starbucks all day. Personally I have an N95 on O2 with data - 3.5G web surfing in some areas, guaranteed 3G ...
    Posted to Mobile phones (Forum) by Rob Barnes on April 9, 2008
  • Re: Apple Iphone

    Its pretty risky buying sim free - apple are super hot on sending regular software updates which are also designed to re-lock the handset. You may also struggle to access iTunes through your PC as again this is linked to the IMEI code within the handset itself. I would not recommend buying sim free at present as you will pay more upfront and then ...
    Posted to Mobile phones (Forum) by Rob Barnes on April 9, 2008
  • Re: Broadband... which ISP?

    O2 would be my recommendation at the moment based on customer service, cost etc 8meg/free wireless router/unlimited downloads/free customer and tech support. &pound;12.50 per month so not the cheapest but you usually get what you pay for. If you have an o2 contract or PAYG phone you save &pound;5 per month - as long as you register with ...
    Posted to Broadband (Forum) by Rob Barnes on April 9, 2008
  • Re: Broadband... which ISP?

    If you have Sky TV already then the cheapest solution would be Sky Broadband - if in an available area this can be free with speeds of upto 2 meg - this may be sufficient for what you intend to use. O2 have a very good record in terms of customer service and reliability - this would be my recommendation if you are looking for service over ...
    Posted to Broadband (Forum) by Rob Barnes on April 1, 2008
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