I have to say, I put my paint roller in a carrier bag when I have finished using it, and if it's still useable the following day (or week...!) then great, if not then I open a new one. Professionals don't even clean their brushes!!

This can change from week to week, day to day, even hour to hour at the moment as the products change. Honestly, your best bet is to find a trustworthy (ask for recommendations from work colleagues, friends, family, neighbours etc) independent mortgage advisor, and get them to do the legwork for you - they have an across-the-market knowledge and ...

When you say approved mortgage do you mean a mortgage agreement in principle, or an actual offer? An agreement in pronicple is based only on what they are likely to lend YOU based on your circumstances, and isn't based on a specific property so moving to a diffewrent property purchase wouldn;t be an issue. An offer is based on a specific ...

Hi there Best advice would be to get advice from an independent mortgage adviser - preferably one who doesn't charge fees - and let them do the scratching around for you! Ask friends and family, work colleagues etc, who they would recommend locally - ALWAYS use an advisor on the basis of refgerral, never a big ad in the yellow pages / ...

Hiya We chose F&C (Foreign and Colonial) for ours - we invested #2 son's £250 there in July 2005, plus £300 for #1 son (who was born before CTF). I don't have #2 son's statement to hand, but #1 son's arrived yesterday and is now worth (after only 2 years' growth) £418.99 - I thought that was pretty ...

Presumably he has other income as well? If his total income is above the nil rate threshold then the 'slice' above the nill rate band (or personal allowance) will be taxed at the appropriate rate. £70 on £250 is too much, but then £250 is surely not his only income, he must be entitled to a state pension and possibly ...

Is there an insurer who provides a plan which is monthly - ie pay monthly, get monthly cover? They wouldn;t necessarily advertise it as short term, but if you read the small print on what penalties there are for early cancelation you should get an idea. Failing that, what about asking the insurer who is covering your new car? Or speaking direct ...

Nah - ignore that bit. Assuming you HAVE accidental damage cover on your policy then it should be fine. Shel

One thing you could do is to borrow more than you need, on a flexible deal which you could then repay the amount you didn't need. Northern Rock, off the top of my head, allow overpayments up to -£100 balance, without charging the repayment penalty. I don't know what their minimum loan is but it should be easy to see on their ...

Are there ANY transfer deals that don't charge that fixed 2% + transfer fee now? Not on 0% I wouldn't have thought, they're sick of us rate tarts!! And NO ONE's that keen to give a huge credit limit to a new customer either. Good luck with your search, I'll keep my eye on your thread so do post back if you find one - I have to ...