Hi thanks for that but I dont want to retire early , just surrender the policies & get as much cash for them as I can

I have been advise that I cannot cash in a Private Pension before I reach the age of 60 is that true? I have a paid up policy & another that I'm still paying into. I need to access the funds ASAP I'm 56 years old Any advice appreciated

Ive just insured with KwikFit & must say I was dubious about the Free MOT. i told my wife that I suspected it was a ruse & that they probably failed cars more often than passed. I'm surprised there has not been further comment. I'll let you know how I get on with mt MOT next year