Don't leave your account overdrawn. Clear the balance. Shut the account and bank with a good bank. HBOS have turned into money grabbers. They are a shower of sh*te. I had a bank charge applied in early 2007 and have never touched or used the account since. It has steadily accrued interest until December 2008 when the outstanding balance hit ...

I once had dealings with LOL some years ago. They promised delivery of the new suite on a specified date in October 2006. One week before the delivery they rang to say that the suite would be delayed due to import reasons and it would be another mopnth before it arrived. I telephoned the manager saying as they could not get the suite to my house ...

Wonder if anyone else can help - The engineer turned up on the Friday with the part and spent over two hours trying to get the boiler working again. After still getting no life in the boiler and my husband telling him he wasnt leaving until the boiler was fixed he telephoned his boss. He explained he couldnt get it to work and he didnt know what ...

My husband has been on guaranteed 2 days a week since a fortnight before christmas. Whether he works or not he gets paid two days. This has meant a considerable drop in his wages. It was agreed that way in December as there was a lot of work in January and he couldnt lay every one off just before christmas but he couldnt continue to pay everyone ...

I have had a local company out last week to service my boiler as it wasnt running continuous hot water and hadnt been done in 4 years. The engineer came out and hoovered it out and said it needed two new parts. He came back on Friday last week and put the parts in. The boiler still didnt run hot water continuously and he said it needed another ...

I have received a response from my local trading standards office regarding my letter of complaint with 1st credit. It says:- ""You complaint has been allocated to Mrs ******* who will make some initial enquireis re the trading practices of 1st credit and should be in contact with you within 3 working days of this acknowledgement. In ...

Thank you, I apreciate your comments and I agree with some of them (it wouldnt do for us all to have the same opinion all the time - thats what makes life interesting). Sometimes people are just looking for a way out of paying and that really doesnt help the genuine people that are looking for real help. The guys on here do spot them though. The ...

Everyone is entitled to their opinion although I do not think you are entitled to make assumptions about me. I agree that I have got myself in this situation and I was only asking for help. I have never posted saying I want to get out of paying this money. In my first post I said (quote) What do I do? Put the £50.00 in and stop it before ...

My family allowance had just gone in and I didnt want to see it go on bank charges, that money is for my kids. At the time it seemed like a good idea (obviously not now). Then it just sat overdrawn and I though - "well, if you aint bothered, neither am I". Interest being added was only 6p 10p 20p. Its only this last few months that it ...

No there was no overdraft on the account. The account went overdrawn when they added the bank charge. I sent the letter to claim my bank charges back (the one enclosing £10 for copies of all the statements) earlier this year. The total for the last 6 years is arround £400 for this account. I wrote claiming them back and informed them ...