I've been thinking about 02 Simplicity tariffs. Online 10 - £9.79 per month for 150 mins and 300 texts. It's a 30 day rolling contract too so you're not tied in if/when phone breaks. I'd check more carefully for web browsing though - it isn't something I use. I THINK o2 give you 1MB allowance, then charge after that, ...

You're all just jealous! The Scottish Government - the Lib Dem side of the coallition - arranged for fees for university students studying for a first degree to be paid. Student stilltake out loans to live, as universities tend to prevent you working a 37 hour week. The 24 worked by my partner and 20 I worked was above the suggested max of 18. ...

The Borg:"Action man's Quote" 5.The savings that borrowers will enjoy are at the expense of the pensioners and other savers. Does that mean they will now be enjoying more meals out and other luxuries? Let us hope that when they are enjoying their handout, they consider it is being paid for by many who NEVER have such luxuries. This ...

One more thing, beware of stupid arguments: "You'll have to change your number!" - it that really a big deal? How many free texts do you get? (Enough to send all your friends a text and let them save your number?) Do you regularly see most people you phone? What about e-mail? "Basically to cancel the contract it'll cost ...

Yes you probably will have to pay for a new phone. To cancel the contract you'll have to pay the line rental for the rest of the contract term (for example, if it was a 12month contract at £20 a month, you'd have to pay the remaining 10 months and maybe an admin fee too). My first contract phone was through Phones 4 ...

I'm confused.  Why are you wishing you were buying a house in Scotland? (Thanks for raising the HLC issue btw - we're waiting for our final paperwork from Nationwide, whose KFI clearly state they don't have HLC. I'll read very carefully thanks to you!)