Didn't think of going to them, now there's a thought!

I'm just glad that by bringing my experiences to light, it may help those of you who read this post.

Sorry, why can't you get hold of a credit, debit or pre-pay card?

This is why I thought I would alert everyone here. I also thought that it was a good thing, obviously not!

I recently signed up for a Barclaycard, was accepted and was given the product I asked for which was this Flexi-Rate Platinum card. The limit I was initially given was £4000.00. Some three weeks later the amount was abruptly reduced to £900.00 and a letter was sent out saying that the matter was ''non-negotiable'' for the next six months. The ...

If you do not pay your bils on time audreyanne, they will write you letters. It is standard practice and yes, they can charge you money each time. I'm sure it's in the terms and condiitons somewhere. Your credit rating will be affected due to these late payments.

Yes I looked up my score which was 700 and something. Did this ''after'' I had just paid for CreditExpert. Ah well...

Having read this post I have just obtained my credit rating from CreditExpert. My score is 753. How are you able to get your credit score with Equifax every month as CreditExpert have said that they will charge me £4.99 each time what I want to get an updated account of my current score? Mitchell

I've been eagerly awaiting the arrival of the N95 for months and now that it has arrived I note that there always seems to be a charge for it. Have looked at the various offers on ms.com but they all have a charge for the handset often over £100.00. Are there any free units available for pay monthly customers? Mitchell

Scary! Really, really scary. The thought of having a CCJ against me for a service I did not received and therefore refused to pay for is shocking in the extreme. I'm so sorry Ms Mullock, but I simply will not take the chance of obtaining a phone contract with the CPW; I simply could not cope with the grief! Mitchell