Further to my last post advising how I had been "saved" by Britannia my existing mortgage lender , despite me telling them everything at the outset they have backtracked and will not do anything at all for me. Back to the mortgage broker today to look at mortgages, waiting a loan quote from First Plus exclusive money supermarket rate ...

This forum was the best thing I ever did, the debt has been like a horrible secret we have been keeping and not wanting to own up to and despite leading a frugal lifestyle for 3 years with no holidays etc I would recommend to anyone in the same position to bring it out in the open and seek advice and not try to fight the fire yourself thinking ...

Hi axisme and fellow advisers, I am tending to agree that remortgaging the house seems like best idea although I will go to CAB and another IFA just to get max advice possible before taking the right road. It is making our unsecured debt into secured debt but it will be a manageable debt which we will see reducing with light at the end of the ...

Hi FriendlyAdvice, Cannot thank you enough for taking the time to give our predicament some real thought. I wanted to set out our credit card situation in full for you as below:-Tesco card 7.9% life of balance £3325 o/s £3500 Egg 6.9% for life £3017 £3500Capital One 6.7% for life £1299 £6000Halifax 6.4% for ...

Hi completefinance -Thanks for taking trouble to reply - to be realistic about £800 -900 per month Credit limitTesco card 7.9% life of balance £3325 o/s £3500 Egg 6.9% for life £3017 £3500Capital One 6.7% for life £1299 £6000Halifax 6.4% for life £3821 £4250Mint 5.9% for life £5299 ...

We have debt up to our ears - not from irresponsible spending but from a catalogue of bad luck with the sale of a former business. Wife - house in her name (from previous marriage) worth about £120K and £27k left to pay til 2016 Excellent credit history. Earnings £13805 gross plus £200 per month child maintenance. 2 kids ...