Hi all, was just serching loan deals and came across "48hrFinance" website, has anybody had any experience with this company?

thanks for the replies do you know why some companies agree/decline before papers are sent and why some dont, also does anybody know which companies use which credit agencies for checking credit scores?

i applied for a loan (to clear credit cards) last week with rbos and got rejected immedietley, the next day i applied with bank of scotland and was accepted, got the papers through the post, signed them and sent them back but then got a phone call saying it was rejected, does anybody know any reasons why this would be and how long should i leave ...