No one will see cash,the banks will stall and have untill May 22nd to appeal.They will appeal and al clams will continue to be frozen pending appeal. I know there are some people who have genuinly been teated poorly by Banks,but the vast majority have been spending money they don't have. I agree with the other posting we will move to a fee ...

Check with your mortgage provider,most providers allow you to pay off a % of your mortgage each year before they charge a fee.I have just pad 25% off of my mortgage ag although there was a fee of £625 i am saving £432 pounds a month. If you pay off the 20k and keep your payments the same you could drastically reduce the time left to ...

Check tomorrow as that is when the OFT will make it's announcement re if the charges are unfair.You can still pursue any bank for charges. Good luck

Agree with the advice so far.Rough rule of thumb: As a minimum ensure all debts can be repaid in the event of death or critical illness.If it is to cover your mortgage you need DTA ( decreasing term assurance) . Really life assurance is to replace your income untill your child reaches 18 so again rough rule of thumb look at 10x annual salary.

Abbey: 2/3yr fixed 5.47% 5yr fixed 5.31% Good luck

Abbey have some excellent rates 2 or 3 year fixed at 5.47 and 5 year at 5.31.good news with Abbey is that santander which ones them had zero exposure to sub prime.Because they also have a very strong savings performance they have no problem with liquidity ie they bring more money in in savings than they lend.They also don't have to borrow ...

Depends what you are trying to do ie pay of the loan in a short space of time or lower your repayments. The problem with transfering your balance to a credit card would be the temptation to pay a less amount each month.A credit card with a balance of £1000 and card protection would take 14 years to repay if you only paid the minimum ...