I HAVE SORTED IT NOW, I MANAGED TO GET IN TOUCH WITH THEM ON ONE OF THE NUMBERS ON THERE LETTERS, THEY ARE CLOSING DOWN AND TRANFERING CUSTOMERS TO ANOTHER DEBT MANAGMENT COMPANY, DEBTCOM I THINK, AND THEY HAVE NOW REFUNDED ME ALL PAYMENTS THAT I MADE THAT THEY DIDNT PAY, I HAVE EXPLAINED THIS TO MY DEBTORS AND MADE NEW ARRANGEMENTS WITH THEM. I ...

YES I HAVE A FULL TIME JOB, BUT THINK I HAVE SLIGHTLY LESS THAN 15K DEBT, NOT INCLUDING FINANCE ON MY CAR. WHERE CAN I GET MORE INFORMATION ABOUT IVA? WHO IS THE BEST PERSON TO TALK TO ABOUT SETTING ONE UP?

1 WEEK SINCE I RANG AND THEY STILL HAVEN'T GIVEN ME THE REFUND. PHONED THEM UP (0845 450 3095), THE WOMAN SAID THAT THE MANAGER WAS ON HOLIDAY THIS WEEKS SO SHE COULDN'T SEND THE CHEQUES OUT, SO IT WILL BE SENT OUT ON MONDAY SO SHOULD GET IT SAME TIME NEXT WEEK. JUSTY FEEL LIKE THEY ARE DRAGGING IT OUT AND EARNING INTEREST ON MY MONEY, BUT ALL I ...

I FOUND A NUMBER THAT WORKS FOR THEM, CALLED THEM, AND THEY ARE GIVING ME A REFUND FOR THE AMMOUNT PAID TO THEM. BUT I STILL DON'T KNOW THE BEST CORSE OF ACTION WITH THE REMAINING DEBTS AS I DONT HAVE MUCH MONEY LEFT AND WITH HAVING A 7 MONTH OLD BABY AND A LOW INCOME ITS DIFFICULT TO JUDGE THE BEST AMMOUNT TO PAY EACH OF THEM WITHOUT LEAVING ME ...

I HAVE BEEN WITH DEBTCALL FOR A FEW MONTHS AND I AM ON THE "NOMINAL PAYMENT SCHEME", WHICH MEANS I PAY THEM ABOUT £18 AND £1 PER DEBT AND THEY DISTRIBUTE THE MONEY AND COMUNICATE WITH THE DEBTORS ON MY BEHALF. I RECIEVE A STATEMENT EVERY MONTH SAYING WHO THEY HAVE PAID. LAST MONTH I RECIEVED A LETTER FROM ONE OF MY DEBTORS ...

try nat west and ask for a step account, after about six months you should start rebuilding a credit rating, then get a couple of catalogues and buy something cheap but keep paying regularly, that will build it up quicker. so just try nat west for a start and see how you get on

I WOULD HAVE THOUGHT THAT THE REMAINING DEBT ON THE CAR WOULD HAVE TO BE PAID EITHER BY REPOSSESING THE CAR AND CHARGING THE REMAINING AMOUNT TO YOURSELF TO REPOSSES IN GOODS, AND AS YOU NO LONGER HAVE THE CAR THEY WILL PROB REPOSSES THE WHOLE REMAINING DEBT FROM YOUR OWN BELONGINGS IN YOUR HOUSE. YOUR BEST BET IS TO TELL THEM YOUR OUTGOINGS AND ...

I WENT TO WELCOME CAR FINANCE, AT PERRY BARR, FOR A CAR. THEY ASKED ME FOR DOCUMENTATION TO SAY HOW MUCH WE ARE EARNING, SO WE PROVIDED WAGE SLIPS AND BENIFIT DOCUMENTATION. THEY THEN SAID THAT WE COULD HAVE A VAUXHALL ZAFIRA 03 PLATE, WE SIGNED THE PAPERWORK AND DROVE AWAY AND HAD THE LOG BOOK IN OUR NAME. THEN THEY ASKED US FOR BANK ...

I HAVE A DEBT MAMAGEMENT PLAN WITH DEBTCALL, I NOW CAN'T GET IN TOUCH WITH DEBTCALL AND DEBTORS ON MY BACK SAYING DEBTCALL NEVER PAID THEM. I FOUND OUT THAT DEBTCALL SENT THE LETTER AND MADE AGREEMENTS WITH MY DEBTORS, SO I ASKED THEM IF I COULD STICK TO DEBTCALLS PAYMENT PLAN BUT PAY THE AMMOUNT MYSELF, THEY SAID YES, SO NOW I CAN SORT IT MYSELF ...

I HAVE BEEN WITH DEBTCALL FOR A FEW MONTHS AND I AM ON THE ''NOMINAL PAYMENT SCHEME'', WHICH MEANS I PAY THEM ABOUT £18 AND £1 PER DEBT AND THEY DISTRIBUTE THE MONEY AND COMUNICATE WITH THE DEBTORS ON MY BEHALF. I RECIEVE A STATEMENT EVERY MONTH SAYING WHO THEY HAVE PAID. LAST MONTH I RECIEVED A LETTER FROM ONE OF MY DEBTORS SAYING I HADN'T ...