9.9% ...dosnt seem that great to me. I prefer freewaycars.co.uk recently ordered a car from then at around 5k discount from what the dealer was offering and the APR was 6.9%

im in the process of gaining access to my credit history at the moment, but its taking a while to confirm my identification! Dont believe the ''instant access'' bit. I had my broker call the managers of the lenders and ask them what would be the likely outcome of having 2 defaults. Thats how I know. I have a formal offer now from IF.com so all ...

You sound like my parents... lol (but some sound advice none the less :))

Thanks alot for your good advice :) I sat down and did a bit of number crunching and also think i would be better off with the IF one. I have the two key facts infront of me, the IF one has a table of the payment schedules under section 15 but the natwest one dosnt have a section 15. To be honest I have found natwest to be less than helpful and ...

Thanks for the great advice. I have been offered 5.45 fixed and 5.29 variable at the moment. So i think i will be going fixed seeing as the rates are loosely predicted to go up by .25 next week. Thanks again.

with the Guardian and BBC expecting the rate to go up by .25 next week, is it a bad time to go for a variable rate?

Rover8098:Hi, My wife and I are planning to buy our first home together - currently renting and paying over £900 in monthly rent (before anything else!). Figure out buying our own 1/2 bed place would be much better (maybe not financially, but at least the money we pay will go towards our own property rather than the landlord.....). All our ...

tezza:My daughter and son in law and 2 their children are finding it impossible to buy a reasonable 3 bed house in the Southampton area Every day prices go up and it seems interest rates are going up , which should dampen house prices They are renting a 3 bed house costing £600 permonth. Alas they have very little savings. Is there any advice ...

Hi I have two mortgage offers... £166,250 @ 95% LTV (£175,000) Natwest 4.89 fixed for 2 years over 35 years HLC = ~£2500 (added to mortgage) Monthly repayment: £844.00 Intelligent Finance 5.54 fixed for 2 years over 39 years HLC = N/A Monthly repayment: £870.00 Now, considering I will b e remortgaging over the 2 years which of these are ...