I havn't paid anything into my cash ISA with First Direct this year, so I believe I am eligable to transfer it to a different provider and get a better rate. If I select one without any transfer in/tranfer out clauses or penalties, what it to stop me transferring out to someone with a better rate (or indeed ANY rate), and then transferring ...

So in summary: I have to find a provider that's offering transfers in, and stay with them at least a year, before I can go back to my preferred provider (First Direct). Is that the long and short of it?

Hi, I currently have a First Direct cash e-ISA, which is unsurprisingly performing crap these days. (0.2%). It's got about 11k in it, but I havn't anything into it for this financial year. Can I get a better deal? Am I allowed to? I know there are rules as to how much you can invest and how many ISAs you have etc. I ideally want to keep ...

Going on holiday to Miami in 4 weeks, and keeping a close eye on the exchange rates, as we havn't got our currency yet. Over the last week or so, the £ has improved over the dollar, and my local travel agent quoted 1.45 today (don't think it's been this high for ages, it's been in the 1.30's). Anyone know WHY it's ...

However, when he told me it was the best deal on the market at the moment, that cearly was not true, it was the best deal he could offer me at that moment. A good reason to avoid IFA's it seems...

Hi, I have been talking to a friend of a friend, who is a IFA, about changing my mortgage to a better deal (just come off a 5yr fixed mortgage at 3.95%, so the move to SVR @ 7.09% is slightly painful!!!) Anyway, he was steering me towards Woolwich tracker, which was 1,09% over BOE base rate for the life of the mortgage, no arrangement fees, and ...

Hi, I currently have an Egg card, because the cashback used to be OK, however that's now gone down the pan, it's time to change. I always pay my card in full every month, so I don't care about the APR, but a 0% transfer for 6 months would be handy, and I could use it (however, all the ones now seem to have a 3% handling free, so ...