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If a group was formed , with a minimum of 200 members a Visa or Mastercard debit/ card could be provided together with an on line wallet which acts as a virtual bank account. The retail cost per card is 20 GBP. Unfortunately the operators won't 'talk' to you unless you can demonstrate ability for minimum 200 units
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There are a number of pre paid /debit/ATM cards around , you will want one which carries the Visa or MasterCard logo, try www.mygcard.com or www.globelxchange.net they both work well.
I don't know if it exists in the UK but I have a Visa Check card which is accepted everywhere, for me it is better than an Amex.
Good luck and let me know if you ...
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if enough people with demand club together we can get a Visa and/ or Mcard - prepaid (effectively a debit card) usable at all ATMs and most other locations, it can be topped up over the net and other methods. It operates as a virtual bank account with ability to pay bills and transfer funds to anyone with an email address.
I am not bankrupt ...
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I have nearly completed 'negotiations ' with Abbey to refund £1000 of £1250 of wrongly billed charges. It has caused me a great deal of angst, can I claim compensation or damages ? if so how ?