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  • Delayed smoke damage on a laptop.

    I had a fire in october and my property was majority gutted. One Electrical thing we thought we had saved was our laptop. We had a company called Chemdry asses the laptop who confirmed it was fine but could be damaged at a later date by smoke and soot as it may take a while to corode. After 2-3 months it started playing up and the screen would ...
    Posted to Ask the Expert - Insurance (Forum) by kmw156156118118kmw on March 18, 2009
  • Why does the interest rate cuts only affect savings and mortgages ?

    I have a credt card and have been advised that none of the recent rate cuts are going to effect the amount that im paying. Now the banks have raisen my apr from 13.9 up to 17.9 through this last year. I have been advised that Santander will not be altering the rates as its inline with their competitors...How is this suppose to help the ordinary ...
    Posted to Debt (Forum) by kmw156156118118kmw on December 4, 2008
  • Reasonable Timescale for Fire Damage Payout

    I have recently had a house fire and am wondering how long the insurance take to pay out in these circunstances. Fire has completly gutted the property and all contents are a total loss. Loss adjuster has sent of the report to the insurance advised everything is to be replaced. How long does it take an insurance company(LVIC IN MY CASE) to pay ...
    Posted to Home insurance (Forum) by kmw156156118118kmw on November 19, 2008
  • Lloyds TSB Payment Holiday.

    Today i have called my bank for a 1 month payment holiday to cover an unexpected bill. I was told that it was possible but i would have to make 2 payments after the loan was due to finish - WHICH I KNEW ANYWAY. The first was the payments that i had missed - MAKES SENSE The second was too cover the interest for the 2 Months which was ...
    Posted to Loans (Forum) by kmw156156118118kmw on October 18, 2008
  • I'm Confused with my Car Insurance Quote !!

    I have recently had a quote from admiral. If i state i have no children under 16 my quote is &pound;1480 If i state i have children under 16 my quote is &pound;1870 NEARLY &pound;400 MORE Can anybody explain why this is i thought it would be lower as the company would presume you would drive more carefully with children in the car !!
    Posted to Ask the Expert - Insurance (Forum) by kmw156156118118kmw on August 18, 2008
  • Help in regards to insurance renewal.

    I am currently 24 turning 25 in Oct. I passed my test in February 08. I have had 2 accidents One in Febreuary - Not Me driving was an additional driver but claim is going against me, which i understand. And one claim in April 08 - me as the driver. My renewal has come through and as expected is sky high. My renewal is due on Aug25 2 months ...
    Posted to Car insurance (Forum) by kmw156156118118kmw on July 30, 2008
  • Credit Card Payment Through Paypal.

    I have recently sent a payment through my credit card to my partners PayPal account so the cash could be withdrawn. PayPal are witholding the money statin there is a problem with her PayPal account as it is linked to an account with a Negative balance. Paypal say they will not use the funds to ofset the negative balance but they will not also ...
    Posted to Ask the Expert - Money (Forum) by kmw156156118118kmw on June 18, 2008
  • Re: 3 Car Motorway Accident

    Unfortunatley i was car 3 but car 1 and i agree car that 2 was too blame
    Posted to Ask the Expert - Insurance (Forum) by kmw156156118118kmw on April 7, 2008
  • 3 Car Motorway Accident

    I have just returened from the scene of an accident i was involved in with 2 other cars and need some help. Weather was really bad, one car has braked the car behind has braked sharply and then the card behind that has also braked sharply. The front car has minor damage, the middle car is a write off and has front and back damage, the back car ...
    Posted to Ask the Expert - Insurance (Forum) by kmw156156118118kmw on April 6, 2008
  • Which insurance company is best ?

    Which insurance company is best/cheapest for an older lady to insure her car with her grandson as an additional driver ?
    Posted to Ask the Expert - Insurance (Forum) by kmw156156118118kmw on March 12, 2008
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