I haven't denied then access, they need to supply a password to access it. I have taken the password off now, but they haven't searched my credit report. Creditexpert said I should go back to my bank and appeal. checked my credit rating and they both are good.

went to bank for a loan of 6000 to pay off credit cards. bank was happy i can afford it and when went to the credit search i got declined! Bank said they didnt know why as they are happy that i can afford it. Over a year ago i put a password on my credit report due to yes loans keep searching it all the time. The lenders who I ask to search ...

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Hi everyone, I am in need of some advise. I earn approx £760 per month after tex. I owe £6,560 spread over 5 credit cards. I am currently paying £250 per month on those and £110 per month is Interest charges!! I haven't defaulted nor missed a payment. I have gone over on a halifax c/c as they decreased my limit and ...

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Hi, I have an current account with Barclays which I opened in 1998. 2 years ago to chanced my account to Lloyds TSB current account. However I still have the b/a open. I owe approx 7000 on credit cards. Lloyds say they can offer me £3,000 My pay goes into Lloyds account. Barclays have said they can offer me a loan if I start gettng ...

Hi, I have an current account with Barclays which I opened in 1998. 2 years ago to chanced my account to Lloyds TSB current account. However I still have the b/a open. I owe approx 7000 on credit cards. Lloyds say they can offer me £3,000 My pay goes into Lloyds account. Barclays have said they can offer me a loan if I start ...

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Hi, I have applied for 2 loands since Feb and got refused. #Halifax keep sending me post about "you could apply for a loan of £7,000".This is my third one and the fist one said Typical 15.9APR and the one today says Typical 9.7 APR. My question is, do I apply over the phone or online?? I've tried to call them 2 times and ...

Hi, I've paid someone a cheque and was wondering how long it takes to clear (go out of my bank?)