I wouldn't be able to respond on behalf of shiverkitten so will only answer on my behalf. I am very happy with my employment, and through intelligent investing and hard work am in a fortunate position financially. I wouldn't class myself as greedy as everything we own has come from hard work, sensible spending and focus in life. Money is ...

It's an objective view, this is a forum for discussion. Investing in a flat to start a family, funny if that was your priority perhaps you should have been more wise whilst purchasing a home. Through your nievity at best, stupidity at worst you have purchased a flat that you now cannot complete on, and will have to pay the financial ...

Has anyone ever heard of the developer raising the price after exchange because the markets have risen and are now worth more then when they were bought off plan???? People complete off plan expecting to make money immediately, because that hasn't worked you are trying to get out of a legally binding contract. Why should they lose money once ...

Great advice you have been given!!! State what kind of property you are looking for in terms of 2 Bed, semi area etc. I personally find that using the net is the easiest way of finding property, no hard sell etc, then if you want to see it register with the agent. Good luck looking, make sure you get a bargain! Shanks

Sure others will give you some good advice, can i just say how refreshing it is that you are taking responsibility for your debt and actively trying to sort it. With that attitude i'm sure things will work out for you! Shanks

Spot on! Shanks

Fully agree with Shiverkitten on this one!!!! Get off the sofa and find work, may not be what you want to do but if it pays the bills ...! Shanks

Ian/Complete Finance, any other regulars, your about comments would be appreciated. Shanks

Question to the forum re credit reports 'In the current climate' I hav 3 credit cards and so does my partner. We don't really use them and considering we will be looking at buying another placein the next year would be better to reduce our available credit. We'd both keep 1 card (0% purchase card now as has not been used for a ...

Hi, I'm currently on the O2 unlimited calls + texts to O2 for £15 a month. Family and friends are on O2 mainly so works well for us. The other thing to think about which i have just done is not actually cancelling your phone. Call the cancellations dept, tell them you want to cancel, they'll chuck lots of deals at you in the end i ...