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Apologies for posting more than once, I was advised to post my question in as many relevant forums as I could as they said I was more likely to get a response. I have only just joined this forum and was not aware of the forum 'etiquette' and just went on my friend's advice!
I applied for a shared ownership property today and went for their 'affordability' assessment.
They put all my information into something called "shared ownership purchase affordability assessment" form and there was a little calculator at the bottom which states how much of a share you can purchase to keep you under the 45% ...