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  • Re-mortgage, Transfer of Equity, fees and disbursements.

    Re-mortgage, Transfer of Equity, fees and disbursements. Can anybody tell me if it is legal what the conveyancer is doing please? I am in the process of re-mortgaging, with a transfer of equity to my ex partner, (not married) and the associated fees and disbursements. The remortgage is for a greater amount than the original, the intention was ...
    Posted to Ask an Expert (Forum) by Chopgate007 on March 7, 2012

  • Indemnity insurance required for Transfer of Equity at Undervalue?

    Just going through a Transfer of Equity with my ex partner (not married) and remortgage and the new lender is seemingly insisting on an Indemnity Insurance to protect them from any potential future claim my ex has on the property due to transfer at &quot;undervalue&quot; and the possibility of the transfer being &quot;set aside&quot;. 1) the ...
    Posted to Ask an Expert (Forum) by Chopgate007 on March 5, 2012

  • Re: Stamp Duty - remortgage and equity transfer.

    Thanks Zeb, was about to post off your tenner then I spotted the deliberate mistake in your post. ;) It mentions the word &quot;wife&quot;, and I was not married. I think this makes all the difference. :( If you can find another way around it there is a crisp tenner waiting! :)
    Posted to Mortgages (Forum) by Chopgate007 on February 18, 2012

  • Stamp Duty - remortgage and equity transfer.

    Just let me run this past you and see what you think.... It is to do with the Stamp Duty and the Fees associated with the forms etc. Threshold is &pound;125,000 as you know. From what I understand the &quot;consideration&quot; is worked out on the EXISTING mortgage, which today stands at around &pound;210,500 My Ex partner wants &pound;45,000 ...
    Posted to Mortgages (Forum) by Chopgate007 on February 17, 2012