I think the problem is the vast majority of people do not understand the very complex nature of banking revenue and are quick to make assupmtions that something is unjust simply because it is costing them money. The fact of the matter is the bank is providing a service to that customer and in providing said service they should be expected to pay. ...

I must disagree with your comments about these companies fleecing customers. It is quite legitimate for a business to review its credit lines annually and charge for such a review, this is common practice in the commercial banking market and will become more prevalant in personal banking as customers can no longer expect to receive a completely ...

In your shoes I would contact a broker to scour the market for you to find the best deal for you. Given your loan to valuation ratio you should be able to get the very best of the deals available. You didn't mention what the standard variable rate is that A&L are offering when your tracker expires. I was pleasantly surprised with my ...

Hi John, Went throught the same thing recently, looking at getting a 2nd car as a run around for the weekends and assumed I could apply my 8 years no claims to the new vehicle, but to my amazement you can only apply no claims to one vehicle at a time! This means the insurance on the new vehicle is far more expensive, which if you ask me is a ...

unfortunatley you just have to bite the bullet and pay up. I paid over £2k on my first car when I passed at 17 which was a complete banger but you're not paying for covering your own car you're paying for the potential damage caused to other vehicles or people if you do crash. As young drivers in the first year of driving are ...

scaremongering like that is what got northern rock in to such a state in the first place, I think its quite clear that the UK government will not allow a major financial institution to fail as the consequences would be catastrophic

Hi Matt, I work alongside commercial insurance brokers and they are currently advising clients that insurance premiums are going up this year on average by 10-15% as insurance companies are suffering heavily on investment funds due to the current economic climate and the increased premiums are to put some money back into the coffers to cover ...

You can fully transfer your existing ISA to NatWest mid way through a tax year if you advise NatWest this is what you are doing, they will arrange for the transfer to happen and your cash allowance of £3200 will come across to NatWest less the £400 you have already contributed this tax year. The statement you refer to just means you ...

why can't you guys just pay what you owe like 99% of the people in this country...........?

you're assuming the selling bank is lending the money to the prospective purchaser as well. in reality the selling bank clouldn't give 2 hoots who is buying the house or how they are raising the finance they just want the highest price. With regards the kitchen issue it may well be a developer getting commercial finance to do the house ...