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Clicking any phones2udirect offer appears to redirect you to e2save (owned by Carphone Warehouse). Not sure what this means, but perhaps e2save have bought them out?
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Sorry to hear of your difficulties. I'd consider selling the car and getting a lift to work with a colleague (or using public transport / cycling). Sell any other readily-disposable items (CDs, etc.) on eBay. Don't take on any more debt unless you really have to!