i had an accident where i went into the back of an un-insured driver (the make model of the car i hit did not match the reg on his car according to the MID) and he did not claim against me. i am only a new driver (24) and am only 3rd party, am i still entitled to a NCB as no claim will have been placed? at the time i informed my insurance company ...

yes to both...

i had an accident where i went into the back of an un-insured driver (the make model of the car i hit did not match the reg on his car according to the MID) and he did not claim against me. i am only a new driver (24) and am only 3rd party, am i still entitled to a NCB as no claim will have been placed?

i recently went into the back of someone (who turned out to have a car reg not licenced to the make/model they were driving!!) and am a new driver (7 months) on 3rd party/fire/theft policy so have to fork out for my own repairs. I got a cost for this the other day and am debating wether its worth taking this opportunity to buy a car with ...