That is helpful, thank you for the advise... do you have any recommendations for ISA's? I have one at the moment, I'm just never really sure about what to look for in terms of what is a good interest rate etc...

Hiya, I'm in my early 20s and have always been fairly good at sticking to a budget etc and have always ahd a savings account. I'm starting to feel like I'm not really getting the most out of possible interest rates. I've got some money in my savings at the moment but am looking for some advise on a better/faster way to save....I ...