I'm starting to look into purchasing a home via the shared equity scheme on a new build property. I am very aware that this process is quite intrusive and that the chances of getting a mortgage at the moment are 50:50. I know I will need to show savings of at least £2.5- 3k- which I don't have. I was planning on extending my ...

Hi At some point in the next year or two my partner and I will be hoping to secure our first mortgage. However I'm not sure what our best option would be as I have perfect credit history but my partner has defaults as he is on a debt management programme.  If I have perfect credit history would we need an adverse credit mortgage as I ...