What I would do is run a quote through on an internet quote engine, pretending that you have maximum no claims bonus. (someone like Norwich Union Direct) This will give you an idea on what premium you should be paying. Then telephone that particulary insurer, explaining that you want a quote and ask if they offer the equivilant no claims ...

Hello Toyotaman. Firstly the legal expenses insurance offered under the motor policy will provide cover for motoring incidents, the household legal is different in that it will provide cover for a wide range of everday situations, such as disputes with contractors engaged by you at your home. The motoring legal cover can be a good purchase, if ...