Thanks to all for your very helpful replies

For over 20 years I have been a company car driver and luckly accident free. In 2004 I bought a 4x4 and discovered the nightmare of trying to insure. I was getting internet quotes of £1000, finally I went to a high street broker and paid £800. They want £788. For 2006. At 47 years old with no accidents or claims I am completely frustrated at this ...