excellent reply, well appreciated , thanks

ah thats interesting , never thought about that, again its that £50,000 per institution thing so no point in having £100,000 with them as its not all protected but could reduce mortgage by paying off £50,000 , offsetting £50,000 and having a mortage of £106,000, think thats correct ?

Not all lenders would appear to offer such mortgages and moneysupermarket.com lists the best ones. I dodnt know much about this subject however I have £100,000 in savings with easy access paying on average 3.15 % for the next 10 months but a mortgage of £156,000. I am retired and will seek new employment at some point after a break ...

how much money can my mother give away to family and friends each year from her personal savings without tax repercussions? further any particular sites that i can check for full information, thank you.

many thanks for that ,appreciated .

Have i missed something with regard to this account? has it been withdrawn and if so what is the position for savers with money invested in it? Has its interest rate dropped? I noted that the Angle Irish Bank had dropped its easy account interset rate a week ago by 0.25 % ,was in small print in a statement i received, beware.cheers

thanks, your right the calculations are so difficult to understand and there incredible incompetence at chasing this matter some three years and seven months later beggars belief. Will check the fact sheet and will also complain.Could have paid it by now if they were efficient and not have it raised now, cheers

Have received a demand for £2880 from the Inland Revenue dating back to my separation in Nov 2005. Appears as though they paid my ex too much in working and child tax credits for five months unknown to me leading up to our official court separation. This matter was first raised in Nov 2005 and we believed it had been resolved as we heard ...

thanks for that reply, think your right cheers

apologies for the delay, one car family , a wee nissan micra! car is registered to me as his fatherad he would become an additional named driver, quotes so far have been on car insurance searches on this site, very hefty with hefty excesses too ! hes had about 15 lessons but i want him to practice with me in my wee runner, any further suggestions ...