Good morning and welcome to... The Community Stars 2009 nominations ceremony. There's a real hustle and bustle around the room....an eeerie hush descends....photographers are poised, cameramen twitch nerously at the back, journalists scribble frantically aiming to catch the ambiance of the sharp, tension-filled atmosphere. It's much ...

Hi Coinmeister - and welcome to the forum. It's a good question. As you already know, at the moment, Alliance & Leicester operate under a separate FSA authoristation to other UK based brands in the Santander group which includes Abbey, ASDA, Bradford & Bingley and Cahoot - so £50k with A&L and £50k in one of the latter ...

Well, another state opening of parliament, another Queen's speech. What did you make of it this year? There's little there that we weren't already aware of, and it's fairly short on details but, putting the politics of how and when these reforms will be implemented to one side for a moment, there were a couple of snippets that ...

Hi basie/Barry, Thanks for the question - I'm surprised we haven't had any responses to your query before now. Bonus periods are very much worth taking notice of and increasingly popular in the savings market. In the current low interest rate savings envirnomnent, banks and building societies are using bonus periods to attract customers ...

Good morning, good morning... A final reminder for everyone to send me their nominations by midnight tonight please! Thanks to those who have already responded - very much appreciated. There's still time to let us know who you think deserves recognition for being the most helpful community member and providing consistently excellent advice ...

Hi fruitbat, Absolutely agree with conmankiller here: get some more quotes. Also - and apologies if this seems really obvious - but have you bled all the radiators (with the central heating system off)? I have a similar problem with my house at the moment and I've had to make sure each radiator has had the air removed and the valve on ...

Thanks everyone - really appreciate the replies. Relax, mooreaz! - I haven't done anything rash - It's just something that's been on my mind since the start of the week and I've been mulling over. I really wanted to float the idea with infinitely wiser heads who don't have the passion clouding the issue! As you all rightly ...

Ah, you guys....thanks one and all - I really appreciate your advice. Excellent points which I'll certainly take on board. I'll let you know how my decision goes (and what the missus says, too!) As you've all picked up on and pointed out, it's very difficult to separate the heart from the head with this one. @mooreaz - Thanks. I ...

Now then, lovely community-ites, here's a question for you to tackle... Fellow fans of my beloved football club (Newcastle) have set up a trust and have launched an ambitious bid to buy the club from the owner, Mike Ashley. It's called the 'Yes we can' campaign and they've registered with the FSA as an Industrial and Provident ...

Nae prob! Mind, if it bounces, I'll be back... ;o)