Thanks for your reply twee, I got my figures by doing a comparison on this site, Im very dubious about fixed price deals because I do think prices will come back down eventually, also to go on for example british gas fixed price 2011, for it to become cost effective prices would have to rise by another 52% thats pricy in my eyes. also my ...

Hi and thanks maxsteam I have already replaced all bulbs with energy efficient ones, and had a new condensing boiler fitted it august, so hopefully this should help and I try and leave it till im blue before putting the heating on lol, and recently become very energy concious by switching everything not used off so hoping this helps, it seems ...

I have just done a comparison based on my last 12 months usage 2459 kwh electric and 15634 kwh gas ( 1372 units) I think this is very high for a 1 bed flat only 4 radiators and water use gas, double glazing electric oven and hob. my reason for asking on a duel fuel deal changing to british gas online deal would save me £107 a year assuming ...

Hi fedupwithbanks, my dad went bankrupt about 15 years ago, so I know how tough things can be, but he has a mortgage, current account etc so there is light at the end of the tunnel, as the bankruptsy does not show on your credit record nobodys going to know unless you tell them, so go to another bank apply for a current account and nobody will be ...

N3emo, Capital one charge a phenominal 30%+ apr on there cards so are much less stringent on who they give there cards to, a mix of low credit limit and high interest rate is how they do it good for building good credit if you pay them in full every month. I had clean history but 0 credit so took one for 6 months paid it in full every month then ...

Hi all,  ebay has hundreds I just sold my second hand wii for £266 nothing beats a good profit   Carl

Hi coney, I think you have answered your own question, I think it would be better to struggle for a further 2 years, rather than lumbering your self with anymore new loans secured or unsecured. Its clear to me you are switched on and fully understand your situation, under no circumstances would I contemplate an IVA this can ruin your credit ...

Hi Im afraid like red army has told you, you are wrong with regards to not been regulated by the FSA!!! I process unsecured personal loans for a living, and we are very heavily regulated by the FSA . Carl

If you have nothing to hide why does your web surfing need to be annon? with regards to free surfing youi are limited to wifi hotspots these are monitored and if you have a device capable of wifi no doubt the network will register your unique mac address, other than stealing other peoples bandwidth that dont have the knowledge to secure ...

I too have had bad experience With BT, my girlfriend decided she wanted a faster broadband connection at the time she had NTL 2mb cant remember the cost but BT was going to be more expensive but expected for a faster broadband connection so she contacted BT who told her that her line was capable of a 6mb connection so better than she had ...