Feel free to give me a call - i am a fully qualified mortgage adviser and director of a mortgage brokerage - I may be able to help - Steve Burch 01702 443936

Then you should be able to go to most high street lenders who would consider your application - Alliance and Leicester, Northern Rock and Halifax all offer quite good rates.  I am able to help you further if you find you have difficulty. Good luck!!

I think I may have responded already but in addition to payment protection insurance being an optional product by law ( refer to ICOB rules as prescribed by the FSA ) , the chances of the insurance paying out on a pre existing condition are slim to none, so the fact they have had past health problems means nothing as far as the cover is ...

Insurance should never be sold on the condition of getting a loan - it is always optional!! Is this direct from a lender or through a broker?

Without going too much into detail in public, do you have a good credit rating?

Generally the max you can borrow unsecured is £25k is this sufficient?

Hi Thomas, Are you a home owner or tenant?

  There are many available options - message me back for more info