A friend of mine (landlord) is being taken to small claims court by his ex-tenant for not refunding their deposit. The landlord withheld the deposit £650 but offered £400 instead. This was because it cost him £250 to clean the house after the tenants had left. They are taking him to court for the full £650 as they claim he ...

I wish you well in your future - Have you tried the open university?  They offer some financial assistance, dependant on income.  I have been studying with them for a year now and found the whole system to be FANTASTIC.  Totally recommend the OU to all that have the discipline to study in their own time.  Good Luck.

I would like to add that I beleive Abbey to have the most appalling customer service for ANY people.  Both my fella and I have been the victim of cloning - me once, him twice.  All accounts with abbey.  I have now been waiting 3 months for a new card (I have received 2 PIN's) and my fella has been waiting one month.  Over ...